3131 Rutger St, Saint Louis, MO 63104 Property Records

St. Louis City property record for 3131 Rutger St, Saint Louis, MO 63104

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,710 sqft · built 2004
Lot Size	0.143 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$296,856 (Mar 2022)
Tax Bill	$5,668 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
APN	`1274-9-395.000`

Property Details

APN / Parcel Number

Primary APN	`1274-9-395.000`
Alternative APN	`1274-00-0395-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	855 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3131 RUTGER ST
City	SAINT LOUIS
State	MO
Zip	63104-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	CB 1274 RUTGER ST BUDER PL NINTH ADDN 50 FT X 125 FT LOT 67
Legal Subdivision	ST BUDER PL NINTH ADDN
Legal Block	3
Legal Lot Number	67
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3016
Census Tract	127300

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5022 MARDEL AVE, A, SAINT LOUIS, MO 63109-1730
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Mar 4, 2022	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Aug 13, 2018	Loan Modification, Mortgage SETERUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Jun 25, 2004 · Amount on Record
Deed Document Number	202213
Deed Book / Page	304202 / 13
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Mar 4, 2022
Property Address	3131 RUTGER ST, SAINT LOUIS, MO 63104-1227
Document Number	0000000013
Map Reference	MB 70 PG 2
Instrument Date	Feb 28, 2022
Instrument	03042022-0013
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 RUTGER ST, 3131, SAINT LOUIS, MO 63104-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5022 MARDEL AVE # A, A, SAINT LOUIS, MO 63109-1730

Mortgage

Document Number	0000000014
Date	Mar 4, 2022
Instrument	03042022-0014

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Mar 4, 2022
Property Address	3131 RUTGER ST, SAINT LOUIS, MO 63104-1227
Document Number	0000000013
Map Reference	MB 70 PG 2
Instrument Date	Feb 28, 2022
Instrument	03042022-0013
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 RUTGER ST, 3131, SAINT LOUIS, MO 63104-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5022 MARDEL AVE # A, A, SAINT LOUIS, MO 63109-1730

Mortgage

Document Number	0000000014
Date	Mar 4, 2022
Instrument	03042022-0014

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS CITY MO
Property Address	3131 RUTGER ST, SAINT LOUIS, MO 63104-1227
Document Number	0002060018
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 RUTGER ST ST LOUIS MO 631041227, ST LOUIS, MO 63104-1227

Mortgage

Document Number	0002060018
Date	Dec 6, 2018
Instrument	181206000018

Lender

Name	SETERUS
Address	BEAVERTON, OR 97005

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Dec 5, 2058

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,900 (-) Land $2,380 Building $66,520
2025	$5,668.00 (+8.11%)	$68,900 (+10.58%) Land $2,380 Building $66,520	$362,594 (+10.56%) Land $12,500 Building $350,094
2024	$5,243.00 (+5.13%)
2023	$4,987.00 (+6.4%)	$62,310 (+10.54%) Land $2,380 Building $59,930	$327,947 (+10.54%) Land $12,526 Building $315,421
2022	$4,687.00	$56,370 Land $2,380 Building $53,990
2021			$296,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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