3131 Pana Cir, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 3131 Pana Cir, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,147 sqft · built 2001
Lot Size0.433 acres (18,857 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jul 2024)
Tax Bill$8,364 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jul 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-5775-000

Property Details

APN / Parcel Number

Primary APN15-5775-000
Alternative APNs
  • 18221-2-270934-420-2064
  • 221155775000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,147 sqft Living Area
Basement Area2,140 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeBlock
Lot Area18,857 sqft (0.433 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3131 PANA CIR
CityEAU CLAIRE
StateWI
Zip54701-7665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 91 HUDSON WOODS 1ST ADD
Legal Range09W
Legal Township27N
Legal Section34
Legal SubdivisionHUDSON WOODS 1ST ADD
Legal Lot Number91
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group4
Census Block4030
Census Tract803

Owner

Source: Eau Claire County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3131 PANA CIR, EAU CLAIRE, WI 54701-7665
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK
Jul 11, 2024Warranty Deed, Transfer · Conventional Mortgage
MAYO EMPLOYEES FCU
Feb 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2024 · Amount on Record
Deed SaleJul 11, 2024 · Amount on Record
Prior SaleFeb 15, 2021 · Amount on Record
Deed Document Number20241256577
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address3131 PANA CIR, EAU CLAIRE, WI 54701-7665
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001249797
DateNov 20, 2023
Instrument1249797
Lender
NameASSOCIATED BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2053

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateJul 11, 2024
Property Address3131 PANA CIR, EAU CLAIRE, WI 54701-7665
Document Number0001256577
Instrument DateJul 1, 2024
Instrument1256577
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 PANA CIR, EAU CLAIRE, WI 54701-7665

Mortgage

Document Number0001256578
DateJul 11, 2024
Instrument1256578
Lender
NameMAYO EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 7, 2039

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateFeb 15, 2021
Property Address3131 PANA CIR, EAU CLAIRE, WI 54701-7665
Document Number0001206641
Instrument DateFeb 9, 2021
Instrument1206641
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,229.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 PANA CIR, EAU CLAIRE, WI 54701-7665

Mortgage

Document Number0001206642
DateFeb 15, 2021
Instrument1206642
Lender
NameCITIZENS COMMUNITY BANK
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,364.00$411,800 (-) Land $69,800 Building $342,000$538,700
2023$411,800 Land $69,800 Building $342,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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