Hamilton County property record for 3131 Northgate Dr, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,681 sqft · built 1963 |
| Lot Size | 0.528 acres (23,043 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Sep 2016) |
| Tax Bill | $5,314 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0162-0454-00 |
| Primary APN | 550-0162-0454-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| 1st Floor Area | 1,681 sqft |
| Basement Area | 1,681 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 23,043 sqft (0.528 acres) |
| Lot Dimensions | 227 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3131 NORTHGATE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHGATE DR 91.69 X 227.47 IR LOT 25 WERKMEADOWS SUB BLK B |
| Legal Subdivision | WERKMEAD OWS SUB |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21002 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3131 NORTHGATE DR, CINCINNATI, OH 45248-5008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on Record |
| Deed Sale | Sep 30, 2016 · Amount on Record |
| Deed Document Number | 0000001843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3131 NORTHGATE DR, CINCINNATI, OH 45248-5008 |
| Document Number | 0000042352 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | SAFETITLE AGENCY INC, SAFETITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3131 NORTHGATE DR CINCINNATI OH 452485008, CINCINNATI, OH 45248-5008 |
| Document Number | 0000042352 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 014162/002695 |
| Instrument | 42352 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,314.00 (+2.45%) | $101,917 (-) Land $11,585 Building $90,332 | |
| 2024 | $5,187.00 (-0.04%) | $101,917 (-) Land $11,585 Building $90,332 | |
| 2023 | $5,189.00 (-9.96%) | $101,917 (+6.12%) Land $11,585 Building $90,332 | $291,190 (+6.12%) Land $33,100 Building $258,090 |
| 2022 | $5,763.00 Homeowner's exemption | $96,040 Land $10,388 Building $85,652 | |
| 2020 | $274,400 Land $29,680 Building $244,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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