3131 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3131 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 4 ba · 3,872 sqft · built 2015
Lot Size	0.183 acres (7,994 sqft)
Owner	Company Name on File
Last Sale	$70,000 (May 2012)
Tax Bill	$14,970 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`010-3110-01340`

Property Details

APN / Parcel Number

Primary APN	`010-3110-01340`
Alternative APN	`766738`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,872 sqft Gross Area
1st Floor Area	2,576 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,994 sqft (0.183 acres)
Garage Area	1,280 sqft

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	766738
Street Address	3131 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2531
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 255 AND 257 SERIAL #
Legal Subdivision	MINNESOTA AVE LOWER DULUTH
Legal Lot Number	255,257
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	2200

Owner

3131 Minnesota Ave, a residential property, is owned by a company that bought it in May 2012.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	2729 S LAKE AVE, DULUTH, MN 55802-2504
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit LAKE BK
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit LAKE BK
Dec 30, 2016	Deed of Trust, Mortgage LAKE BK
Dec 30, 2016	Deed of Trust, Mortgage LAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2012 · Amount on File
Deed Sale	May 14, 2012 · Amount on File
Prior Sale	May 14, 2012 · Amount on File
Deed Document Number	20121186531
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3131 MINNESOTA AVE, DULUTH, MN 55802-2531
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416262
Date	Jun 10, 2021
Instrument	1416262

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3131 MINNESOTA AVE, DULUTH, MN 55802-2531
Document Number	00A1391195
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2536 MINNESOTA AVE DULUTH MN 558022520, DULUTH, MN 55802-2520

Mortgage

Document Number	00A1391195
Date	Sep 23, 2020
Instrument	A1391195

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3131 MINNESOTA AVE, DULUTH, MN 55802-2531
Document Number	0001029393
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2536 MINNESOTA AVE DULUTH MN 558022520, DULUTH, MN 55802-2520

Mortgage

Document Number	0001029393
Date	Sep 23, 2020
Instrument	1029393

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3131 MINNESOTA AVE, DULUTH, MN 55802-2531
Document Number	00A1301933
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2536 MINNESOTA AVE DULUTH MN 558022520, DULUTH, MN 55802-2520

Mortgage

Document Number	00A1301933
Date	Jan 11, 2017
Instrument	A1301933

Lender

Name	LAKE BK
Type	Bank
Address	613 1ST AVE, TWO HARBORS, MN 55616-1505

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2042

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3131 MINNESOTA AVE, DULUTH, MN 55802-2531
Document Number	000T980762
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2536 MINNESOTA AVE DULUTH MN 558022520, DULUTH, MN 55802-2520

Mortgage

Document Number	000T980762
Date	Jan 10, 2017
Instrument	T980762

Lender

Name	LAKE BK
Type	Bank
Address	613 1ST AVE, TWO HARBORS, MN 55616-1505

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3131 Minnesota Ave was $14,970, down 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,970.00 (-0.44%)
2025	$15,036.00 (-7.17%)	$912,400 (+1.56%) Land $255,600 Building $656,800	$912,400 (+1.56%) Land $255,600 Building $656,800
2024	$16,198.00	$898,400 Land $384,700 Building $513,700	$898,400 Land $384,700 Building $513,700
2022		$797,400 Land $186,200 Building $611,200	$797,400 Land $186,200 Building $611,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3131 Minnesota Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	605.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3131 Minnesota Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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