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3131 Lake Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3131 Lake Dr, Katy, TX 77494 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,857 sqft · built 2015
Lot Size0.113 acres (4,950 sqft)
OwnerIndividual Name on File
Tax Bill$5,262 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APNR427737

Property Details

APN / Parcel Number

Primary APNR427737
Alternative APN
  • 4238-09-001-0280-914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,857 sqft Living Area
1st Floor Area1,757 sqft
2nd Floor Area1,100 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,950 sqft (0.113 acres)
Lot Dimensions115 ft deep x 45 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area190 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR427737
Street Address3131 LAKE DR
CityKATY
StateTX
Zip77494-7308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKATY CREEK RANCH SEC 9, BLOCK 1, LOT 28
Legal SubdivisionKATY CREEK RANCH SEC 9
Legal Block1
Legal Lot Number28
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2006
Census Tract673113

Owner

Source: Fort Bend County records · APN R427737

Assessment roll updated July 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3131 LAKE DR, KATY, TX 77494-7308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 24, 2018Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2016
Deed SaleOct 26, 2016
Prior SaleSep 28, 2016
Deed Document Number2016119536
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3131 LAKE DR, KATY, TX 77494-7308
Transaction TypeMortgage
Record UpdatedMay 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 LAKE DR, KATY, TX 77494-7308

Mortgage

Document Number0000045333
DateMar 23, 2021
Instrument2021045333
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueJun 01, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFORT BEND TX
Property Address3131 LAKE DR, KATY, TX 77494-7308
Document Number0000069284
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 LAKE DR KATY TX 774947308, KATY, TX 77494-7308

Mortgage

Document Number0000069284
DateJun 22, 2018
Instrument69284
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,262.00 (-16.24%) Homeowner's exemption$445,778 (+1%) Land $44,330 Building $403,931$448,261 (+0.5%) Land $44,330 Building $403,931
2024$6,282.00 (+37.52%) Homeowner's exemption$405,253 (+1%) Land $44,330 Building $401,716$446,046 (-3.66%) Land $44,330 Building $401,716
2023$4,568.00 (-11.93%) Homeowner's exemption$368,412 Land $34,100 Building $428,889$462,989 Land $34,100 Building $428,889
2018$5,187.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576731132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Nearby Flood Policies60 in force
Nearby Flood Claims3 (2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2017, other causes, Hurricane Harvey
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 586 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ezee Fiber TexasFiber8,000 / 8,000
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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