3131 Kermath Dr, San Jose, CA 95132 Property Records

Santa Clara County property record for 3131 Kermath Dr, San Jose, CA 95132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1970
Lot Size	0.14 acres (6,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,436,000 (Sep 2021)
Tax Bill	$20,701 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Line of Credit + 4 more
Flood Zone	Zone D (undetermined)
APN	`092-18-030`

Property Details

APN / Parcel Number

Primary APN	`092-18-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,372 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 58 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3131 KERMATH DR
City	SAN JOSE
State	CA
Zip	95132-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	LOT 116
Legal Subdivision	TRACT NO 4470
Legal Tract	4470
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2016
Census Tract	504411

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1212 SOMERSET DR, SAN JOSE, CA 95132-3045
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Apr 26, 2019	Grant Deed, Transfer · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	202125088187
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 2, 2021
Property Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0025088187
Map Reference	MB 237 PG 49&50
Instrument Date	Aug 24, 2021
Instrument	25088187
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1212 SOMERSET DR, SAN JOSE, CA 95132-3045

Mortgage

Document Number	0025088188
Date	Sep 2, 2021
Instrument	25088188

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0025048439
Date	Jul 29, 2021
Instrument	25048439

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024500447
Date	Jun 9, 2020
Instrument	24500447

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024388746
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3131 KERMATH DR SAN JOSE CA 951321226, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024388746
Date	Jan 27, 2020
Instrument	24388746

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.04%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024164967
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1587 MOUNT SHASTA AVE MILPITAS CA 950356934, MILPITAS, CA 95035-6934

Mortgage

Document Number	0024164967
Date	Apr 26, 2019
Instrument	24164967

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 26, 2019
Property Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024164965
Map Reference	MB 237 PG 49-50
Instrument Date	Apr 18, 2019
Instrument	24164965
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3131 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024164967
Date	Apr 26, 2019
Instrument	24164967

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0024164966
Date	Apr 26, 2019
Instrument	24164966

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,554,371 (+2%) Land $1,088,060 Building $466,311
2025	$20,701.00 (+22.25%)	$1,523,894 (+25.42%) Land $1,066,726 Building $457,168
2023	$16,933.00 (-15.36%)	$1,215,000 Land $850,500 Building $364,500
2022	$20,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Kermath Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures