3131 Grant St, Lorain, OH 44052 Property Records

Lorain County property record for 3131 Grant St, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 840 sqft · built 1954
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Dec 2023)
Tax Bill$1,126 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-046-109-011

Property Details

APN / Parcel Number

Primary APN03-00-046-109-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions125 ft deep x 51 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area210 sqft
Patio Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3131 GRANT ST
CityLORAIN
StateOH
Zip44052-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEASEDALE 51.46 X 125
Legal SubdivisionPEASEDALE ALLOTMENT
Legal Block109
Legal Lot Number100
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1008
Census Tract23000

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3131 GRANT ST, LORAIN, OH 44052-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jul 13, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Prior SaleJul 13, 2022 · Amount on Record
Deed Document Number2023006783
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 20, 2023
Property Address3131 GRANT ST, LORAIN, OH 44052-2621
Document Number0000939255
Map ReferenceVOL 15 PG 69
Instrument DateDec 19, 2023
Instrument2023-0939255
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3131 GRANT ST, LORAIN, OH 44052-2621

Mortgage

Document Number0000939256
DateDec 20, 2023
Instrument2023-0939256
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 13, 2022
Property Address3131 GRANT ST, LORAIN, OH 44052-2621
Document Number0000883104
Map ReferenceVOL 15 PG 69
Instrument DateJul 8, 2022
Instrument2022-0883104
Transaction TypeTransfer
Record UpdatedJul 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Mortgage

Document Number0000883105
DateJul 13, 2022
Instrument2022-0883105
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0000883106
DateJul 13, 2022
Instrument2022-0883106
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,126.00$28,040 (+0.02%) Land $3,990 Building $24,050$80,100 (-) Land $11,400 Building $68,700
2024$1,126.00 (-6.17%)$28,035 (+20.27%) Land $3,990 Building $24,045$80,100 (+20.27%) Land $11,400 Building $68,700
2023$1,200.00 (+0.93%)$23,310 (-) Land $4,711 Building $18,599$66,600 (-) Land $13,460 Building $53,140
2022$1,189.00$23,310 Land $4,710 Building $18,600
2021$66,600 Land $13,460 Building $53,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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