3131 E Legacy Dr, Unit 1097, Phoenix, AZ 85042 Property Records

Maricopa County property record for 3131 E Legacy Dr, Unit 1097, Phoenix, AZ 85042

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,648 sqft · built 2004
Lot Size	0.021 acres (902 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Nov 2023)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`122-96-440`

Property Details

APN / Parcel Number

Primary APN	`122-96-440`
Alternative APN	`122964408`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Units	226 Units
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	1,753 sqft
1st Floor Area	954 sqft
2nd Floor Area	694 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	902 sqft (0.021 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3131 E LEGACY DR, 1097
City	PHOENIX
State	AZ
Zip	85042-6041
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-8
Legal Description	CACHET AT LEGACY CONDOMINIUM MCR 538-04 UNIT 1097 (PLEASE NOTE: FOR LEGAL DESCRIPTION REFERENCES REGARDING THE PERCENTAGE OF OWNERSHIP OF THE COMMON ELEMENT(S), PLEASE REFER TO THE RECORDED COVENANTS, CONDITIONS AND RESTRICTIONS (CCR) ASSOCIATED WITH
Legal Subdivision	CACHET AT LEGACY CONDOMINIUM
Legal Lot Number	1097
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3011
Census Tract	116203

Owner

3131 E Legacy Dr, Unit 1097 is owned and occupied by two individuals who bought it in November 2023.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3131 E LEGACY DR, 1097, PHOENIX, AZ 85042-6041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK HOMEOWNERSHIP SOLUTIONS INC
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2023590246
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2023
Property Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041
Document Number	0000590246
Map Reference	DOC 2002-0934318
Instrument Date	Nov 13, 2023
Instrument	20230590246
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 E LEGACY DR # DR1097, DR1097, PHOENIX, AZ 85042-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041

Mortgage

Document Number	0000590247
Date	Nov 15, 2023
Instrument	20230590247

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 E LEGACY DR 1097, 1097, PHOENIX, AZ 85042-6041

Mortgage

Document Number	0000441895
Date	Aug 23, 2023
Instrument	20230441895

Lender

Name	UNLOCK HOMEOWNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2021
Property Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041
Document Number	0001269564
Map Reference	MB 538 PG 4
Instrument Date	Nov 1, 2021
Instrument	20211269564
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 E LEGACY DR # DR1097, 3131, PHOENIX, AZ 85042-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041

Mortgage

Document Number	0001269565
Date	Nov 30, 2021
Instrument	20211269565

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 1, 2020
Property Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041
Document Number	0001178413
Map Reference	MB 538 PG 4
Instrument Date	Nov 17, 2020
Instrument	20201178413
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MILLENNIUM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4123 HOLLOW VIEW CT, 4123, FAIR OAKS, CA 95628-6688

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3131 E LEGACY DR UNIT 1097, 1097, PHOENIX, AZ 85042-6041

Mortgage

Document Number	0001178414
Date	Dec 1, 2020
Instrument	20201178414

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3131 E Legacy Dr, Unit 1097 was $2,682.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,730 (+85.05%)	$367,300 (+6.43%) Land $73,400 Building $293,900
2025	$2,682.00	$19,849 (-49.21%)	$345,100 (-11.69%) Land $69,000 Building $276,100
2024		$39,080 (+24.18%)	$390,800 (+24.18%) Land $78,100 Building $312,700
2023	$2,534.00 (+2.1%)	$31,470 Land $6,290 Building $25,180	$314,700 Land $62,900 Building $251,800
2022	$2,482.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3131 E Legacy Dr, Unit 1097 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3131 E Legacy Dr, Unit 1097 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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