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3131 E 1st St, Duluth, MN 55812 Property Records

St. Louis County property record for 3131 E 1st St, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1914
Square Footage4,499 sqft Gross Area
Lot Size19,052 sqft (0.437 acres)
OccupancyOwner Occupied
Last Sale$675,000 (2018)
Tax Bill$13,508.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-0690-00042
Alternative APN
  • 1052894

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Building Area4,499 sqft Gross Area
1st Floor2,112 sqft 1st Floor
Basement Area1,056 sqft Basement
Finished Basement1,056 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area19,052 sqft (0.437 acres)
Garage TypeDetached Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area242 sqft Deck
Porch Area12 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1052894
Street Address3131 E 1ST ST
CityDULUTH
StateMN
Zip55812-1916
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32 A EX WLY 90 32/100 FT & EX THAT PARTOF LOT 32A BEG AT SE COR OF WLY 90.32 FT OFSAID LOT 32A THENCE ON AN ASSUMED
Legal SubdivisionCONGDON PARK DIV 1ST REARRANGE
Legal Block8
Legal Lot Number32A
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2012
Census Tract700

Owner

Source: St. Louis County records · APN 010-0690-00042

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3131 E 1ST ST, DULUTH, MN 55812-1916
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NATIONAL BANK
Apr 02, 2020Deed of Trust, Mortgage
NORTH SHORE BK/COMMERCE
Jul 03, 2018Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2018 · Amount on Record
Deed SaleJun 21, 2018 · Amount on Record
Prior SaleMar 14, 2013 · Amount on Record
Deed Doc Number2018999342
Prior Transfer DateOct 22, 2012
Prior Transfer Doc000T924715
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3131 E 1ST ST, DULUTH, MN 55812-1916
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 E 1ST ST, DULUTH, MN 55812-1916

Mortgage

Document Number0001094070
DateSep 11, 2025
Instrument1094070
Lender
NameWESTERN NATIONAL BANK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2045
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateSep 01, 2028
Change Frequency6 Months
Min Rate At Change4.75%
Max Rate At Change8.75%
IndexSOFR Average 30-Day
Max Rate16.7%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3131 E 1ST ST, DULUTH, MN 55812-1916
Document Number00T1022188
Instrument DateApr 02, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3131 E 1ST ST DULUTH MN 558121916, DULUTH, MN 55812-1916

Mortgage

Document Number00T1022188
DateApr 08, 2020
InstrumentT1022188
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term360 Months
DueApr 07, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3131 E 1ST ST, DULUTH, MN 55812-1916
Document Number00A1000116
Instrument DateJul 03, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3131 E 1ST ST DULUTH MN 558121916, DULUTH, MN 55812-1916

Mortgage

Document Number00A1000116
DateJul 12, 2018
InstrumentA1000116
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 11, 2023
Interest
Rate TypeAdjustable Rate
Rate6%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$13,508.00 (-5.49%) Homeowner's exemption
2025$14,292.00 (+0.8%) Homeowner's exemption$951,600 (+0.65%) Land $131,400 Building $820,200$951,600 (+0.65%) Land $131,400 Building $820,200
2024$14,178.00$945,500 (+17.54%) Land $76,600 Building $868,900$945,500 (+17.54%) Land $76,600 Building $868,900
2022$804,400 Land $67,100 Building $737,300$804,400 Land $67,100 Building $737,300

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