3131 Cremean Rd, Lima, OH 45807 Property Records

Allen County property record for 3131 Cremean Rd, Lima, OH 45807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,952 sqft · built 1963
Lot Size0.502 acres (21,867 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Nov 2014)
Tax Bill$2,726 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-1300-02-004.000

Property Details

APN / Parcel Number

Primary APN35-1300-02-004.000
Alternative APN
  • D1635130002004000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,952 sqft Living Area
Gross Area4,020 sqft
1st Floor Area1,952 sqft
Basement Area1,380 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area21,867 sqft (0.502 acres)
Lot Dimensions175 ft deep x 125 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area224 sqft
Patio Area100 sqft
Canopy252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3131 CREMEAN RD
CityLIMA
StateOH
Zip45807-9451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELIDA WESTVIEW SUBDIVISION LOT 474 JOINT TEN FF 125.00
Legal SubdivisionWESTVIEW SUBDIVISION
Legal Lot Number474
JurisdictionALLEN OH
Township / Civil DivisionMARION
Census Block Group3
Census Block3070
Census Tract13900

Owner

Source: Allen County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3131 CREMEAN RD, LIMA, OH 45807-9451
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Construction Mortgage
CITIZENS NATIONAL BANK/BLUFFTON
Dec 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFFTON
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFFTON
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2014 · Amount on Record
Deed SaleNov 10, 2014 · Amount on Record
Prior SaleApr 15, 1998 · Amount on Record
Deed Document Number201411991
Deed Book / Page2014 / 11991
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Recording DateJun 11, 2026
Property Address3131 CREMEAN RD, LIMA, OH 45807-9451
Document Number0000006071
Instrument DateApr 24, 2026
Instrument20266071
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 CREMEAN RD, LIMA, OH 45807-9451

Mortgage

Document Number0000006071,
DateJun 11, 2026
Instrument20266071
Lender
NameCITIZENS NATIONAL BANK/BLUFFTON
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term10 Months
DueApr 24, 2027
Interest
Rate TypeBalloon
Rate6.38%
Initial TypeBalloon
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3131 CREMEAN RD, LIMA, OH 45807-9451
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 CREMEAN RD, LIMA, OH 45807-9451

Mortgage

Document Number12140014123
DateDec 14, 2022
Book Page2022/14123
Instrument202212140014123
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2038

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3131 CREMEAN RD, LIMA, OH 45807-9451
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12140017331
DateDec 14, 2021
Book Page2021/17331
Instrument202112140017331
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueDec 6, 2022

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3131 CREMEAN RD, LIMA, OH 45807-9451
Document Number0000003858
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3131 CREMEAN RD ELIDA OH 458079451, ELIDA, OH 45807-9451

Mortgage

Document Number0000003858
DateApr 16, 2020
Instrument3858
Lender
NameCITIZENS NAT'L BK/BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 15, 2035

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMarion Township
Unified School DistrictElida Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,726.00 (-1.55%)$69,900 (-) Land $12,250 Building $57,650$199,700 (-) Land $35,000 Building $164,700
2024$2,769.00 (+101.38%) Homeowner's exemption$69,900 (+28.99%) Land $12,250 Building $57,650$199,700 (+29.01%) Land $35,000 Building $164,700
2023$1,375.00 (-30.97%) Homeowner's exemption$54,190 (+21.8%) Land $9,490 Building $44,700
2022$1,992.00 Homeowner's exemption$44,490 Land $9,490 Building $35,000
2021$154,800 Land $27,100 Building $127,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40

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