3131 Aspen Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 3131 Aspen Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,108 sqft · built 1983
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Jun 2019)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-11-302`

Property Details

APN / Parcel Number

Primary APN	`206-11-302`

Interior

Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Plywood
Construction Type	Wood
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Deck Area	Deck Area
Patio Area	1,079 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3131 ASPEN RD
City	OVERGAARD
State	AZ
Zip	85933-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	SEC 21, T12N, R17E: ZANE GREY ACRES #5 LOT 306. ALSO: PARCEL B PER SURVEY 2016-15942. AKA: COM SE COR LOT 307; TH N00DEG1557W 152.42 POB; TH N27DEG0306W 156.71; TH ALG NON-TAN CURVE L=71. 00, R=1025.00 (CHORD N83DEG5623E 70.99); TH S00DEG1557E 14 7.0
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	ZANE GREY ACRES #5
Legal Lot Number	306
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1021
Census Tract	963700

Owner

Source: Navajo County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3207, OVERGAARD, AZ 85933-3207
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Sep 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Aug 23, 2010
Deed Document Number	20198010
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000015131
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 9, 2026
Property Address	3131 ASPEN RD, OVERGAARD, AZ 85933-5021
Document Number	0000015131
Instrument Date	Oct 1, 2026
Instrument	202615131
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3131 ASPEN RD, OVERGAARD, AZ 85933-5021
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10511 E SIMONE AVE, MESA, AZ 85212-9424

Mortgage

Document Number	0000024259
Date	Oct 26, 2021
Instrument	2021-24259

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Sep 11, 2020
Property Address	3131 ASPEN RD, OVERGAARD, AZ 85933-5021
Document Number	0000017046
Map Reference	MB 8 PG 7,18&19
Instrument Date	Sep 8, 2020
Instrument	2020-17046
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2750, OVERGAARD, AZ 85933-2750

Mortgage

Document Number	0000017047
Date	Sep 11, 2020
Instrument	2020-17047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 5, 2019
Property Address	3131 ASPEN RD, OVERGAARD, AZ 85933-5021
Document Number	0000008010
Map Reference	MB 8 PG 17-19
Instrument Date	May 14, 2019
Instrument	2019-08010
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3523 S PEDEN CT, 3523, CHANDLER, AZ 85248-4575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2750, OVERGAARD, AZ 85933-2750

Mortgage

Document Number	0000008012
Date	Jun 5, 2019
Instrument	2019-08012

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 30, 2017
Property Address	3131 ASPEN RD, OVERGAARD, AZ 85933-5021
Document Number	0000001310
Instrument Date	Jan 20, 2017
Instrument	1310
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 E SECRETARIAT DR TEMPE AZ 852841752, TEMPE, AZ 85284-1752

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$262,892 (-1.58%) Land $56,599 Building $206,293
2025	$1,333.00 (+17.03%)	$26,711 Land $5,456 Building $21,255	$267,111 Land $54,560 Building $212,551
2023	$1,139.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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