Navajo County property record for 3131 Aspen Loop, Pinetop, AZ 85935
| Property Type | Single Family Home |
|---|---|
| Details | 3,694 sqft · built 2023 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $378,000 (Jun 2017) |
| Tax Bill | $10,192 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 411-45-162 |
| Primary APN | 411-45-162 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,694 sqft Living Area |
| Gross Area | 4,988 sqft |
| 1st Floor Area | 3,694 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Attached |
| Garage Area | 1,294 sqft |
| Porch | Open Slab |
| Porch Area | 455 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3131 ASPEN LOOP |
|---|---|
| City | PINETOP |
| State | AZ |
| Zip | 85935-8444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Description | WHITE MOUNTAIN SUMMER HOMES: LOT 162 XGR-1 |
| Legal Range | 23E |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | WHITE MOUNTAIN SUMMER HOMES |
| Legal Lot Number | 162 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 962502 |
3131 Aspen Loop is held in a trust since August 2025.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5425 E CORTEZ DR, SCOTTSDALE, AZ 85254-4733 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Dec 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Dec 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Jun 6, 2017 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on File |
| Deed Sale | Jun 6, 2017 · Amount on File |
| Deed Document Number | 20178114 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0000012638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3131 ASPEN LOOP, PINETOP, AZ 85935-8444 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5425 E CORTEZ DR, SCOTTSDALE, AZ 85254-4733 |
| Document Number | 0000018882 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-18882 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Sep 14, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3131 ASPEN LOOP, PINETOP, AZ 85935-8444 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Name | Verified Name |
|---|
| Document Number | 0000017381 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023-17381 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 16.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3131 ASPEN LOOP, PINETOP, AZ 85935-8444 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003733 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024-03733 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Feb 4, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3131 ASPEN LOOP, PINETOP, AZ 85935-8444 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Name | Verified Name |
|---|
| Document Number | 0000017441 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023-17441 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 16.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3131 ASPEN LOOP, PINETOP, AZ 85935-8444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000007287 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-07287 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Feb 4, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Jun 6, 2017 |
| Property Address | 3131 ASPEN LOOP, PINETOP, AZ 85935-8444 |
| Document Number | 0000008114 |
| Map Reference | MB9 PG22-24 |
| Instrument Date | May 8, 2017 |
| Instrument | 2017-08114 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5425 E CORTEZ DR, SCOTTSDALE, AZ 85254-4733 |
| Document Number | 0000008115 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 2017-08115 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 3131 Aspen Loop was $10,192.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Blue Ridge Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $1,650,566 Land $240,000 Building $1,410,566 | ||
| 2025 | $10,192.00 | $160,980 Land $18,438 Building $142,542 | $1,609,799 Land $184,375 Building $1,425,424 |
| 2023 | $2,628.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3131 Aspen Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3131 Aspen Loop is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 81% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE MOUNTAIN SUMMER HOMES DWID private · serves 1,233 people · EPA ID AZ0409036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Smith Bagley Fixed Wireless | 100 / 100 |
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