St. Charles County property record for 3130 Upper Bottom Rd, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1972 |
| Lot Size | 0.243 acres (10,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,900 (Jan 2001) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472904A000 |
| Primary APN | 472904A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Lot Area | 10,625 sqft |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 150 sqft |
| Patio Area | 570 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 472904A000 |
|---|---|
| Old Parcel Number | 472904A000 |
| Street Address | 3130 UPPER BOTTOM RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF MANOR RESUB LOT 6 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | WOODCLIFF MANOR |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 311145 |
Source: St. Charles County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3130 UPPER BOTTOM RD, SAINT CHARLES, MO 63303-6227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Aug 18, 2017 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 9, 2001 · Amount on Record |
| Deed Sale | Jan 9, 2001 · Amount on Record |
| Deed Document Number | 0002487260 |
| Deed Book / Page | 2487 / 260 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3130 UPPER BOTTOM RD, SAINT CHARLES, MO 63303-6227 |
| Document Number | 0000066935 |
| Instrument Date | Sep 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3130 UPPER BOTTOM RD ST CHARLES MO 633036227, ST CHARLES, MO 63303-6227 |
| Document Number | 0000066935 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 66935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3130 UPPER BOTTOM RD, SAINT CHARLES, MO 63303-6227 |
| Document Number | 0067952047 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3130 UPPER BOTTOM RD ST CHARLES MO 633036227, ST CHARLES, MO 63303-6227 |
| Document Number | 0067952047 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 006795/002047 |
| Instrument | 529660 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | SAINT LOUIS, MO 63016 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $42,109 | |
| 2022 | $221,625 Land $49,500 Building $172,125 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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