3130 Thoreau Rd, Chaska, MN 55318 Property Records

Carver County property record for 3130 Thoreau Rd, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,086 sqft · built 2007
Lot Size	0.013 acres (566 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Apr 2024)
Tax Bill	$3,070 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-0730116`

Property Details

APN / Parcel Number

Primary APN	`30-0730116`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,086 sqft Finished Area
Gross Area	891 sqft
1st Floor Area	543 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	566 sqft (0.013 acres)
Garage Area	160 sqft
Porch	Porch
Porch Area	20 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3130 THOREAU RD
City	CHASKA
State	MN
Zip	55318-4583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 30 TOWNSHIP 116 RANGE 023 ARBOR FIELD CIC NO 96 UNIT 116 CIC NO 96 FIRST SUPPLEMENTAL
Legal Range	023
Legal Township	116
Legal Section	30
Legal Subdivision	ARBOR FIELD CIC NO 96
Legal Unit	116
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	3
Census Block	3004
Census Tract	91002

Owner

3130 Thoreau Rd is owned and occupied by an individual who bought it in April 2024.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3130 THOREAU RD, CHASKA, MN 55318-4583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 8, 2020	Warranty Deed, Transfer · Conventional with PMI WINGS FIN'L CU
Mar 30, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	2024771952
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Apr 17, 2024
Property Address	3130 THOREAU RD, CHASKA, MN 55318-4583
Document Number	000A771952
Instrument Date	Apr 5, 2024
Instrument	A771952
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 THOREAU RD, CHASKA, MN 55318-4583

Mortgage

Document Number	000A771953
Date	Apr 17, 2024
Instrument	A771953

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	May 8, 2020
Property Address	3130 THOREAU RD, CHASKA, MN 55318-4583
Document Number	0000695646
Instrument Date	Apr 28, 2020
Instrument	695646
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 THOREAU RD CHASKA MN 553184583, CHASKA, MN 55318-4583

Mortgage

Document Number	695647
Date	May 8, 2020
Instrument	695647

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Mar 30, 2018
Property Address	3130 THOREAU RD, CHASKA, MN 55318-4583
Document Number	0000660090
Instrument Date	Mar 23, 2018
Instrument	660090
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3130 THOREAU RD CHASKA MN 553184583, CHASKA, MN 55318-4583

Mortgage

Document Number	660091
Date	Mar 30, 2018
Instrument	660091

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3130 Thoreau Rd was $3,070 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,070.00 Homeowner's exemption	$244,600 (-6.14%) Land $75,000 Building $169,600	$244,600 (-6.14%) Land $75,000 Building $169,600
2025		$260,600 (+15.77%) Land $70,000 Building $190,600	$260,600 (+15.77%) Land $70,000 Building $190,600
2024	$2,582.00 (+1.89%)	$225,100 (+2.97%) Land $55,000 Building $170,100	$225,100 (+2.97%) Land $55,000 Building $170,100
2023	$2,534.00	$218,600 Land $55,000 Building $163,600	$218,600 Land $55,000 Building $163,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3130 Thoreau Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Thoreau Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Netwave Broadband, Verizon.

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