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  5. Sumac Rd NE

3130 Sumac Rd NE, Bemidji, MN 56601 Property Records

Beltrami County property record for 3130 Sumac Rd NE, Bemidji, MN 56601 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,920 sqft · built 2020
Lot Size5.8 acres (252,648 sqft)
Owner2 Individual Names on File
Last Sale$419,000 (Jun 2025)
Tax Bill$4,014 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
APN31.00296.04

Property Details

APN / Parcel Number

Primary APN31.00296.04

Interior

Building Area1,920 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area252,648 sqft (5.8 acres)
Garage Area3,600 sqft Garage

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address3130 SUMAC RD NE
CityBEMIDJI
StateMN
Zip56601-8623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-14 TWP-147 RANGE- 33 THE WEST 200 FEET OF THE EAST 400 FEET OF THE EAST HALF OF
Legal Range33
Legal Township147
Legal Section14
JurisdictionBELTRAMI MN
Township / Civil DivisionNORTHERN
Census Block Group3
Census Block3000
Census Tract450202

Owner

Source: Beltrami County records · APN 31.00296.04

Assessment roll updated October 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FEDERAL CREDIT UNION
Dec 13, 2021Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Jan 07, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleDec 13, 2021 · Amount on Record
Deed Document Number2025629193
Prior Transfer DateDec 22, 2020
Prior Transfer Doc0000595312
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Recording DateJun 01, 2026
Property Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623
Document Number0000636532
Instrument DateMay 21, 2026
Instrument2026636532
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623

Mortgage

Document Number0000636532,
DateJun 01, 2026
Instrument2026636532
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 26, 2036
Interest
Rate TypeBalloon
Rate6.23%
Initial TypeBalloon
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateDec 13, 2021
Property Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623
Document NumberA000604595
Instrument DateDec 10, 2021
InstrumentA000604595
Transaction TypeTransfer
Record UpdatedDec 29, 2021
Title CompanyON SITE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,188.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623

Mortgage

Document NumberA000604596
DateDec 13, 2021
InstrumentA000604596
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELTRAMI MN
Recording DateJan 07, 2021
Property Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623
Document NumberA000595312
Instrument DateDec 22, 2020
InstrumentA000595312
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3130 SUMAC RD NE, BEMIDJI, MN 56601-8623

Tax Assessment & Valuation

Source: Beltrami County records · Assessment roll updated October 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
County SubdivisionNorthern Township
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,014.00 (+6.08%)
2025$3,784.00 (+6,424.14%) Homeowner's exemption$401,200 (+6.42%) Land $64,800 Building $336,400$401,200 (+6.42%) Land $64,800 Building $336,400
2023$377,000 Land $55,300 Building $321,700$377,000 Land $55,300 Building $321,700
2021$58.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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