3130 SE 38th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3130 SE 38th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,508 sqft · built 1985
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2020)
Tax Bill	$949 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0030-00020-0950`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0030-00020-0950`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,508 sqft Heated Area
Gross Area	2,152 sqft

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3130 SE 38TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-6931
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TREASURE ISLAND UNIT 2 BEING A PORTION OF LOTS 94 AND 95, TREASURE ISLAND UNIT NO. 2, ACCORDING TO THE PLAT THEREOF AS RECORD
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND UNIT 2
Legal Lot Number	94,95 95
Legal Unit	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3130 SE 38TH AVE, OKEECHOBEE, FL 34974-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Warranty Deed, Transfer CENTERSTATE BK NA
Feb 28, 2017	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	0000000088
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 3, 2020
Property Address	3130 SE 38TH AVE, OKEECHOBEE, FL 34974-6931
Document Number	0000000088
Instrument Date	Jan 3, 2020
Instrument	88
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 SE 38TH AVE OKEECHOBEE FL 349746931, OKEECHOBEE, FL 34974-6931

Mortgage

Document Number	89
Date	Jan 3, 2020
Instrument	89

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 28, 2017
Property Address	3130 SE 38TH AVE, OKEECHOBEE, FL 34974-6931
Document Number	0007861616
Book / Page	000786 / 001616
Instrument Date	Feb 27, 2017
Instrument	1907
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 CROCKETT CT LAFAYETTE IN 479096349, LAFAYETTE, IN 47909-6349

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (-37.73%) Homeowner's exemption	$109,846 (+5.99%)	$153,792 (+8.22%) Land $56,250 Building $97,542
2023	$1,524.00 (+10.51%) Homeowner's exemption	$103,641 (+3%)	$142,106 (+15.54%) Land $30,000 Building $112,106
2022	$1,379.00 Homeowner's exemption	$100,622	$122,997 Land $30,000 Building $92,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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