3130 Redwood Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3130 Redwood Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1993
Lot Size	0.499 acres (21,741 sqft)
Owner	Individual Name on File
Last Sale	$887,500 (Apr 2021)
Tax Bill	$12,090 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-081-75`

Property Details

APN / Parcel Number

Primary APN	`105-081-75`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,539 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Construction Type	Wood
Lot Area	21,741 sqft (0.499 acres)
Terrain	Steep
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3130 REDWOOD DR
City	APTOS
State	CA
Zip	95003-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

3130 Redwood Dr is owned and occupied by an individual who bought it in April 2021.

Source: Santa Cruz County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3130 REDWOOD DR, APTOS, CA 95003-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit BAY FCU
Apr 27, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Feb 23, 2017
Deed Document Number	2021-0023916
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3130 REDWOOD DR, APTOS, CA 95003-2517
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 REDWOOD DR, APTOS, CA 95003-2517

Mortgage

Document Number	0000008163
Date	May 9, 2023
Instrument	2023-0008163

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2021
Property Address	3130 REDWOOD DR, APTOS, CA 95003-2517
Document Number	0000023916
Map Reference	MB 25 PG 10
Instrument Date	Apr 23, 2021
Instrument	2021-0023916
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	304 AUBURN AVE, SANTA CRUZ, CA 95060-6236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023917
Date	Apr 27, 2021
Instrument	2021-0023917

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3130 Redwood Dr was $12,090 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,090.00 Homeowner's exemption	$960,658 Land $717,111 Building $243,547
2023	$11,131.00 (+1.84%)	$923,355 Land $689,265 Building $234,090
2022	$10,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3130 Redwood Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Redwood Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PURESOURCE WATER, INC private · serves 210 people · EPA ID CA4400598
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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