3130 Lone Oak Rd, Paducah, KY 42003 Property Records

McCracken County property record for 3130 Lone Oak Rd, Paducah, KY 42003

Property Summary

Property TypeSingle Family Home
Lot Size0.397 acres (17,280 sqft)
Owner2 Company Names on Record
Last Sale$335,000 (Dec 2025)
Tax Bill$3,182 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN088-34-06-019

Property Details

APN / Parcel Number

Primary APN088-34-06-019
Alternative APN
  • 108352

Interior

Stories1 Story

Exterior

Exterior MaterialBrick Veneer
Roof TypeGable
Lot Area17,280 sqft (0.397 acres)
Lot Dimensions216 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number108352
Street Address3130 LONE OAK RD
CityPADUCAH
StateKY
Zip42003-5744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-11-46,47 80 X 216 3130 LONE OAK RD
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group3
Census Block3031
Census Tract31301

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1941 STATE ROUTE 994, BOAZ, KY 42027-8343
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number2025730327
Deed Book / Page1534 / 445
Prior Transfer DateDec 3, 2025
Prior Transfer Doc0000730327
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateApr 28, 2026
Property Address3130 LONE OAK RD, PADUCAH, KY 42003-5744
Document Number0000844793
Book / Page1877 / 147
Instrument DateApr 13, 2026
Instrument2026844793
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address1941 STATE ROUTE 994, BOAZ, KY 42027-8343

Mortgage

Document Number0000844793,
DateApr 28, 2026
Book Page1877/147
Instrument2026844793
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 10, 2031
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,000 (-)$335,000 (-)
2025$3,182.00 (-1.33%)$335,000 (-)$335,000 (-)
2023$3,225.00 (-0.83%)$335,000 (-)$335,000 (-)
2022$3,252.00$335,000$335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Lone Oak Rd

Nearby Streets

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