1. Home
  2. Florida
  3. Santa Rosa County
  4. Navarre
  5. Live Oak St

3130 Live Oak St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3130 Live Oak St, Navarre, FL 32566 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 1998
Lot Size0.247 acres (10,759 sqft)
Owner2 Individual Names on File
Last Sale$68,200 (Mar 2026)
Tax Bill$1,372 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-2S-27-1930-00400-0030

Property Details

APN / Parcel Number

Primary APN01-2S-27-1930-00400-0030
Alternative APN
  • S272011930004000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area2,698 sqft
1st Floor Area1,552 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,759 sqft (0.247 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area688 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3130 LIVE OAK ST
CityNAVARRE
StateFL
Zip32566-9767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLEY SHORES LOT 3 BLK 4 AS DES IN OR 3393 PG 253
Legal Range27W
Legal Township2S
Legal Section01
Legal SubdivisionHOLLEY SHORES
Legal Block4
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1225
Census Tract10802

Owner

Source: Santa Rosa County records · APN 01-2S-27-1930-00400-0030

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3130 LIVE OAK ST, NAVARRE, FL 32566-9767
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES OF AMERICA
Mar 02, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2026 · Amount on Record
Deed SaleMar 02, 2026 · Amount on Record
Prior SaleDec 10, 2014 · Amount on Record
Deed Document Number202610169
Deed Book / Page4714 / 1351
Prior Transfer DateFeb 23, 2026
Prior Transfer Doc0047141351
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3130 LIVE OAK ST, NAVARRE, FL 32566-9767
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 LIVE OAK ST, NAVARRE, FL 32566-9767

Mortgage

Document Number0042051111
DateNov 09, 2021
Book Page4205/1111
Instrument202175012
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term278 Months
DueJan 01, 2045

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 02, 2026
Property Address3130 LIVE OAK ST, NAVARRE, FL 32566-9767
Document Number0047141351
Book / Page4714 / 1351
Map ReferenceMB B PG 29
Instrument DateFeb 23, 2026
Instrument202610169
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Tax$477.40
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address3130 LIVE OAK ST, NAVARRE, FL 32566-9767

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3130 LIVE OAK ST, NAVARRE, FL 32566-9767

Mortgage

Document Number0047141353
DateMar 02, 2026
Instrument4714/1353
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,372.00 (+4.26%) Homeowner's exemption$142,290 (+2.9%)$212,618 (+2.29%) Land $40,000 Building $172,618
2024$1,316.00 (+3.22%) Homeowner's exemption$138,280 (+3%)$207,860 (+3.43%) Land $40,000 Building $167,860
2023$1,275.00 (+3.49%) Homeowner's exemption$134,252 (+3%)$200,959 (+5.31%) Land $35,000 Building $165,959
2022$1,232.00 Homeowner's exemption$130,342$190,831 Land $30,000 Building $160,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 198 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 671 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Live Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures