3130 Jo Ann Dr, Joliet, IL 60431 Property Records

Will County property record for 3130 Jo Ann Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,208 sqft · built 1974
Lot Size	0.24 acres (10,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2026)
Tax Bill	$4,771 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`06-03-35-107-002`

Property Details

APN / Parcel Number

Primary APN	`06-03-35-107-002`
Alternative APN	`03351070020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,375 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3130 JO ANN DR
City	JOLIET
State	IL
Zip	60431-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 IN FIDAY-VIEW UNIT 1, BEING A SUB OF PRT OF THE S1/2 OF THE NW1/4 OF SEC 35, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	35
Legal Subdivision	UNIT 1 OF FIDAY VIEW
Legal Lot Number	16
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1024
Census Tract	880414

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2201 ROOT ST, CREST HILL, IL 60403-1743
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Sep 27, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK OF PONTIAC
Mar 8, 2019	Warranty Deed, Transfer · Construction Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Sep 3, 2024 · Amount on Record
Deed Document Number	202649072
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 7, 2026
Property Address	3130 JO ANN DR, JOLIET, IL 60431-1531
Document Number	0000049072
Instrument Date	Jul 30, 2026
Instrument	202649072
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2201 ROOT ST, CREST HILL, IL 60403-1743

Mortgage

Document Number	0000049073,
Date	Aug 7, 2026
Instrument	202649073

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000049074,
Date	Aug 7, 2026
Instrument	202649074

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate	25%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3130 JO ANN DR, JOLIET, IL 60431-1531
Document Number	0000001152
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 JO ANN DR JOLIET IL 604311531, JOLIET, IL 60431-1531

Mortgage

Document Number	0000001152
Date	Jan 6, 2020
Instrument	1152

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	3130 JO ANN DR, JOLIET, IL 60431-1531
Document Number	0000068748
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 JO ANN DR JOLIET IL 604311531, JOLIET, IL 60431-1531

Mortgage

Document Number	0000068748
Date	Oct 2, 2019
Instrument	68748

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2020

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 8, 2019
Property Address	3130 JO ANN DR, JOLIET, IL 60431-1531
Document Number	0000013141
Instrument Date	Feb 26, 2019
Instrument	13141
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16342 S DAN OCONNELL DR PLAINFIELD IL 605869068, PLAINFIELD, IL 60586-9068

Mortgage

Document Number	13142
Date	Mar 8, 2019
Instrument	13142

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2020

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,771.00 (-7.77%)	$90,415 (+8.45%) Land $23,340 Building $67,075	$271,245 (+8.45%) Land $70,020 Building $201,225
2024		$83,370 (+23.28%) Land $21,521 Building $61,849	$250,110 (+23.28%) Land $64,563 Building $185,547
2022	$5,173.00	$67,628 Land $17,457 Building $50,171	$202,884 Land $52,371 Building $150,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1983–2020)
Claims Outside the SFHA	7 of 32
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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