3130 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3130 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Lot Size8.07 acres (351,529 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Oct 2016)
Tax Bill$809 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-0027-0012-07-7

Property Details

APN / Parcel Number

Primary APN03-0027-0012-07-7
Alternative APN
  • 11-03-0027-0012-07-7

Exterior

Lot Area351,529 sqft (8.07 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3130 E EMPIRE AVE
CityBENTON HARBOR
StateMI
Zip49022-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA RURAL
Legal DescriptionCOM 809.96' N89DEG13'W OF NE COR SEC 27 T4S R18W TH N89DEG13'W 229.5' TH S00DEG02'E 878.65' TH S89DEG05'30''E 485.1' TH N00DEG02'W 549.3' TH N89DEG13'W 105.6' TH N00DEG02'W 63' TH N89DEG13'W 150' TH N00DEG02'W 267' TO POB
Legal Range18W
Legal Township04S
Legal Section27
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2018
Census Tract2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3130 E EMPIRE AVE, BENTON HARBOR, MI 49022-9718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 7, 2020Deed of Trust, Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Deed Book / Page3152 / 2870
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3130 E EMPIRE AVE, BENTON HARBOR, MI 49022-9718
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03320/2341
DateMar 31, 2021
Book Page3320/2341
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2048

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3130 E EMPIRE AVE, BENTON HARBOR, MI 49022-9718
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03264/1593
DateFeb 7, 2020
Book Page3264/1593
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,800 (+111.72%)$115,600 (+111.72%)
2025$809.00 (+16.24%)
2023$27,300$54,600
2022$696.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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