3130 Cayce Rd, Byhalia, MS 38611 Property Records

Marshall County property record for 3130 Cayce Rd, Byhalia, MS 38611

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,095 sqft · built 1979
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`192-10-02400`

Property Details

APN / Parcel Number

Primary APN	`192-10-02400`
Alternative APN	`12271`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,095 sqft Living Area
1st Floor Area	2,095 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	12271
Street Address	3130 CAYCE RD
City	BYHALIA
State	MS
Zip	38611-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PT LOT 1 MAGERS FMS DEED BK 212 PAGE 378
Legal Range	04W
Legal Township	02S
Legal Section	10
Legal Lot Number	1
Jurisdiction	MARSHALL MS
Township / Civil Division	3
Census Block Group	2
Census Block	2026
Census Tract	950102

Owner

3130 Cayce Rd is owned and occupied by two individuals who acquired it in September 2007.

Source: Marshall County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3130 CAYCE RD, BYHALIA, MS 38611-7723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Nov 5, 2025	Warranty Deed, Transfer
Nov 5, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 26, 2007
Transfer Doc	000377/466
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Recording Date	Sep 2, 2026
Property Address	3130 CAYCE RD, BYHALIA, MS 38611-7723
Document Number	0000003875
Instrument Date	Aug 26, 2026
Instrument	20263875
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 CAYCE RD, BYHALIA, MS 38611-7723

Mortgage

Document Number	0000003875,
Date	Sep 2, 2026
Instrument	20263875

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Property Address	3130 CAYCE RD, BYHALIA, MS 38611-7723
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001401
Date	Apr 6, 2020
Instrument	2020001401

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL MS
Property Address	3130 CAYCE RD, BYHALIA, MS 38611-7723
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 CAYCE RD, BYHALIA, MS 38611-7723

Mortgage

Document Number	2022003216
Date	Jun 16, 2022
Instrument	2022003216

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL MS
Recording Date	Nov 5, 2025
Property Address	3130 CAYCE RD, BYHALIA, MS 38611-7723
Document Number	2025004802
Instrument Date	Nov 4, 2025
Instrument	2025004802
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2964 CAYCE RD, BYHALIA, MS 38611-8450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 CAYCE RD, BYHALIA, MS 38611-7723

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL MS
Recording Date	Nov 5, 2025
Property Address	3130 CAYCE RD, BYHALIA, MS 38611-7723
Document Number	2025004803
Map Reference	FILE 259B
Instrument Date	Nov 4, 2025
Instrument	2025004803
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2964 CAYCE RD, BYHALIA, MS 38611-8450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 CAYCE RD, BYHALIA, MS 38611-7723

Tax Assessment & Valuation

The 2025 property tax bill for 3130 Cayce Rd was $1,030 with a homeowner's exemption, up 16.5% from the year before.

Source: Marshall County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Marshall County
Unified School District	Marshall County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+16.52%) Homeowner's exemption	$12,302	$123,020 Land $17,210 Building $105,810
2024	$884.00 (+5.62%)
2023	$837.00 (-5.74%) Homeowner's exemption	$9,944 (+0.26%)	$99,440 (+0.26%) Land $16,870 Building $82,570
2022	$888.00 Homeowner's exemption	$9,918	$99,180 Land $16,610 Building $82,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3130 Cayce Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Cayce Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 76% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northcentral Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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