3130 Belleglade Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3130 Belleglade Dr, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · built 2023
Lot Size0.333 acres (14,505 sqft)
OwnerIndividual Name on File
Last Sale$329,190 (Apr 2023)
Tax Bill$3,827 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN061-00-02-063.00

Property Details

APN / Parcel Number

Primary APN061-00-02-063.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area14,505 sqft (0.333 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3130 BELLEGLADE DR
CityCOVINGTON
StateKY
Zip41015-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 63 VILLAGES OF DECOURSEY CREEK SEC 2 0.333 AC
Legal SubdivisionVILLAGES OF DECOURSEY CREEK
Legal Phase2
Legal Lot Number63
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2002
Census Tract65800

Owner

3130 Belleglade Dr is owned and occupied by an individual who bought it in April 2023.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3130 BELLEGLADE DR, COVINGTON, KY 41015-2019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Aug 8, 2022Warranty Deed, Transfer · Unknown
FISCHER LENDING COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2023 · Amount on File
Deed SaleApr 19, 2023 · Amount on File
Deed Document Number202388
Deed Book / Page222 / 778
Record UpdatedOct 29, 2026

April 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateApr 19, 2023
Property Address3130 BELLEGLADE DR, COVINGTON, KY 41015-2019
Document Number0005900088
Book / PageKC 222 / 778
Map ReferenceSL 2332&2332A-2332C
Instrument DateMar 30, 2023
Instrument23041905900088
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 BELLEGLADE DR, COVINGTON, KY 41015-2019

Mortgage

Document Number0005900089
DateApr 19, 2023
Instrument23041905900089
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 8, 2022
Property Address3130 BELLEGLADE DR, COVINGTON, KY 41015-2019
Document Number0005900113
Book / Page181 / 743
Map ReferenceSL 2332&2332A-2332C
Instrument DateAug 3, 2022
Instrument22080805900113
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3005 DIXIE HWY, EDGEWOOD, KY 41017-2352

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, COVINGTON, KY 41018-3593

Mortgage

Document Number0005900112
DateAug 23, 2022
Book Page185/621
Instrument22082305900112
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount on Record
Term8 Months
DueMar 31, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3130 Belleglade Dr was $3,827.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,100 (-) Land $57,600 Building $271,500$329,100 (-) Land $57,600 Building $271,500
2025$3,827.00$329,100 Land $57,600 Building $271,500$329,100 Land $57,600 Building $271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3130 Belleglade Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3130 Belleglade Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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