Clay County property record for 3130 160th Ave N, Georgetown, MN 56546
| Property Type | Single Family Home |
|---|---|
| Details | built 1999 |
| Lot Size | 6.44 acres (280,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Dec 2015) |
| Tax Bill | $4,178 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.026.0201 |
| Primary APN | 09.026.0201 |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 280,526 sqft (6.44 acres) |
| Street Address | 3130 160TH AVE N |
|---|---|
| City | GEORGETOWN |
| State | MN |
| Zip | 56546-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 26 TOWNSHIP 142 RANGE 048 BEG 520' E OF SW CORNER; N 640'; E 338'; S 640' & W 338' TO BEG. |
| Legal Range | 48 |
| Legal Township | 142 |
| Legal Section | 26 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30107 |
3130 160th Ave N is owned and occupied by two individuals who bought it in December 2015.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3130 160TH AVE N, GEORGETOWN, MN 56546-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on File |
| Deed Sale | Dec 4, 2015 · Amount on File |
| Prior Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 2015752043 |
| Prior Transfer Date | Oct 10, 2007 |
| Prior Transfer Doc | 0000648319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 3130 160TH AVE N, GEORGETOWN, MN 56546-9400 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000837367 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 837367 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 17, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 3130 160TH AVE N, GEORGETOWN, MN 56546-9400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000809924 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 809924 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 20, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 3130 160TH AVE N, GEORGETOWN, MN 56546-9400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000808894 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 808894 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3130 160th Ave N was $4,178 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| County Subdivision | Georgetown Township |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,178.00 Homeowner's exemption | $364,500 (-4.18%) Land $71,000 Building $293,500 | $364,500 (-4.18%) Land $71,000 Building $293,500 |
| 2025 | $380,400 Land $71,000 Building $309,400 | $380,400 Land $71,000 Building $309,400 | |
| 2023 | $3,758.00 Homeowner's exemption | $368,400 Land $71,000 Building $297,400 | $368,400 Land $71,000 Building $297,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3130 160th Ave N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1997–2011) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3130 160th Ave N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| X-Tech Fixed Wireless | 100 / 75 |
| Midco Fixed Wireless | 100 / 20 |
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