St. Charles County property record for 313 Zadock Woods Ct, Cottleville, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,802 sqft · built 2015 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,853 (Dec 2015) |
| Tax Bill | $8,982 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T161500009 |
| Primary APN | T161500009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,802 sqft Living Area |
| Basement Area | 2,074 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 13,591 sqft (0.312 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T161500009 |
|---|---|
| Street Address | 313 ZADOCK WOODS CT |
| City | COTTLEVILLE |
| State | MO |
| Zip | 63304-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES AT TIMBERLEAF #2 LOT 6 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | ESTATES AT TIMBERLEAF #2 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 311114 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 ZADOCK WOODS CT, COTTLEVILLE, MO 63304-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on Record |
| Deed Sale | Dec 14, 2015 · Amount on Record |
| Deed Document Number | 0064632353 |
| Deed Book / Page | 6463 / 2353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 313 ZADOCK WOODS CT, COTTLEVILLE, MO 63304-7632 |
| Document Number | 0072692393 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | TITLE PARTNERS AGENCY, TITLE PTRS AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 313 ZADOCK WOODS CT COTTLEVILLE MO 633047632, COTTLEVILLE, MO 63304-7632 |
| Document Number | 0072692393 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 007269/002393 |
| Instrument | 231480 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Apr 13, 2045 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,982.00 (+15.48%) | $146,260 (+7.47%) | $769,793 (+7.47%) Land $90,000 Building $679,793 |
| 2023 | $136,091 (+16.74%) | ||
| 2022 | $7,778.00 | $116,573 | $716,271 (+16.74%) Land $90,000 Building $626,271 |
| 2021 | $613,545 Land $90,000 Building $523,545 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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