313 Ward St, Senatobia, MS 38668 Property Records

Tate County property record for 313 Ward St, Senatobia, MS 38668

Property Summary

Property Type	Single Family Home
Details	4 bd
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$241,465 (Feb 2023)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099G17 0000500`

Property Details

APN / Parcel Number

Primary APN	`099G17 0000500`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Flooring	Wood
Interior Walls	Plaster

Exterior

Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Street Address	313 WARD ST
City	SENATOBIA
State	MS
Zip	38668-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 6 & 7 BLK U DAVIS MAP
Legal Range	07
Legal Township	05
Legal Section	29
Legal Block	U
Legal Lot Number	6-7
Jurisdiction	TATE MS
Township / Civil Division	1
Census Block Group	4
Census Block	4026
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Ward Street Historic District listed 1994 · 54 contributing resources · NRIS 94000199

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 Ward St is owned and occupied by an individual who bought it in February 2023.

Source: Tate County records, as of April 1, 2026

Owner of Record	Individual Name on File
Mailing Address	313 WARD ST, SENATOBIA, MS 38668-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MECHANICS BANK
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MECHANICS BANK
Nov 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Feb 20, 2015	Deed of Trust, Mortgage GUARANTY BANK & TRUST CO
Feb 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Deed Book / Page	2023 / 455
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	313 WARD ST, SENATOBIA, MS 38668-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1337
Date	Feb 8, 2023
Book Page	2023/1337

Lender

Name	MECHANICS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	313 WARD ST, SENATOBIA, MS 38668-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1985
Date	Feb 24, 2023
Book Page	2023/1985

Lender

Name	MECHANICS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2024

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	313 WARD ST, SENATOBIA, MS 38668-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024/14151
Date	Nov 12, 2024
Book Page	2024/14151

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 5, 2029

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	313 WARD ST, SENATOBIA, MS 38668-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/1660
Date	Feb 20, 2015
Book Page	2015/1660

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	250 NORFLEET PLAZA

Agreement

Amount	Amount on Record
Term	61 Months
Due	Mar 2, 2020

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Feb 8, 2023
Property Address	313 WARD ST, SENATOBIA, MS 38668-2618
Document Number	002023/455
Book / Page	2023 / 455
Instrument Date	Feb 6, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020231985
Date	Feb 8, 2023
Instrument	2023/1985

Lender

Name	MECHANICS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 313 Ward St was $3,633.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Senatobia City
Unified School District	Senatobia Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00	$22,140 Land $2,111 Building $20,029	$221,395 Land $21,110 Building $200,285
2023	$374.00	$2,136 Land $2,111 Building $25	$21,360 Land $21,110 Building $250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 Ward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Ward St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKDALE ESTATES AND LAKE SUENTE private · serves 135 people · EPA ID MS0690008
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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