313 W Springfield Ave, Union, MO 63084 Property Records

Franklin County property record for 313 W Springfield Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-4-015-204.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-4-015-204.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	944 sqft Living Area

Exterior

Year Built	Built 1948
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	313 W SPRINGFIELD AVE
City	UNION
State	MO
Zip	63084-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2&1/2 VAC ALY FREISES ADDN
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SE
Legal Subdivision	FREISES
Legal Block	15
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2067
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Mar 20, 2026	Beneficiary Deed, Transfer
Dec 4, 2020	Deed of Trust, Mortgage CITIZENS BK
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
May 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	0000006250
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Jun 15, 2026
Property Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758
Document Number	0002607833
Instrument Date	Jun 11, 2026
Instrument	20262607833
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758

Mortgage

Document Number	0002607833,
Date	Jun 15, 2026
Instrument	20262607833

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2031

Interest

Rate	6.36%
Max Rate	-1%

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 20, 2026
Property Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758
Document Number	0002603499
Map Reference	PB E PG 3
Instrument Date	Mar 19, 2026
Instrument	2603499
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758
Document Number	0000021657
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SPRINGFIELD AVE UNION MO 630841758, UNION, MO 63084-1758

Mortgage

Document Number	0000021657
Date	Dec 10, 2020
Instrument	21657

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758
Document Number	0000010711
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SPRINGFIELD AVE UNION MO 630841758, UNION, MO 63084-1758

Mortgage

Document Number	0000010711
Date	Aug 20, 2019
Instrument	10711

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 19, 2024

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 24, 2019
Property Address	313 W SPRINGFIELD AVE, UNION, MO 63084-1758
Document Number	0000006250
Instrument Date	May 24, 2019
Instrument	6250
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SPRINGFIELD AVE UNION MO 630841758, UNION, MO 63084-1758

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+9.44%)	$16,938 (+10.45%)	$89,150 (+10.46%) Land $16,380 Building $72,770
2023	$922.00 (+12.99%)	$15,335	$80,710 Land $16,380 Building $64,330
2022	$816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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