313 W Saddle Mountain Rd, Phoenix, AZ 85086 Property Records

Maricopa County property record for 313 W Saddle Mountain Rd, Phoenix, AZ 85086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,506 sqft · built 1984
Lot Size	1.2 acres (52,270 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Aug 2014)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`211-73-022-E`

Property Details

APN / Parcel Number

Primary APN	`211-73-022-E`
Alternative APN	`21173022E9`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Living Area
1st Floor Area	2,506 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Frame/Stucco
Construction Type	Wood
Roof Material	Asphalt
Lot Area	52,270 sqft (1.2 acres)
Garage Type	Attached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	313 W SADDLE MOUNTAIN RD
City	PHOENIX
State	AZ
Zip	85086-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	TH POR NW4 SW4 SEC 20 DAF COM W4 COR SD SEC 20 TH E 991.74F TH S 200.00F TO TPOB TH E 330.60F TH S 145.05F TH W 90.00F TH S 18.20F TH W 240.63F TH N 163.25F TO TPOB P/F 06-1612940
Legal Range	3E
Legal Township	6N
Legal Section	20
Legal Subdivision	CAVALIER CAMPUS 5
Legal Lot Number	15
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4016
Census Tract	610500

Owner

313 W Saddle Mountain Rd is owned and occupied by two individuals who acquired it in June 2017.

Source: Maricopa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Jun 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2014 · Amount on File
Deed Sale	Aug 27, 2014 · Amount on File
Prior Sale	Jan 8, 2013 · Amount on File
Deed Document Number	2014568537
Last Transfer Date	Jun 19, 2017
Transfer Doc	0000459738
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2026
Property Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918
Document Number	0000328305
Instrument Date	May 27, 2026
Instrument	2026328305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918

Mortgage

Document Number	0000328305,
Date	Jun 1, 2026
Instrument	2026328305

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918

Mortgage

Document Number	0000590144
Date	May 27, 2021
Instrument	20210590144

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918
Document Number	0000196344
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 W SADDLE MOUNTAIN RD PHOENIX AZ 850868918, PHOENIX, AZ 85086-8918

Mortgage

Document Number	0000196344
Date	Mar 21, 2019
Instrument	196344

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 23, 2017
Property Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918
Document Number	0000459738
Instrument Date	Jun 19, 2017
Instrument	2017-0459738
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-8918

Mortgage

Document Number	0000459739
Date	Jun 23, 2017
Instrument	2017-0459739

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 313 W Saddle Mountain Rd was $1,937.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,060 (+179.83%)	$520,600 (+7.08%) Land $104,100 Building $416,500
2025	$1,937.00	$18,604 (-65.3%)	$486,200 (-9.32%) Land $97,200 Building $389,000
2024		$53,620	$536,200 Land $123,200 Building $413,000
2023	$1,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 W Saddle Mountain Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2014–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 W Saddle Mountain Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Cox Communications.

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