313 W Main St, Palmyra, PA 17078 Property Records

Lebanon County property record for 313 W Main St, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,606 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2020)
Tax Bill	$4,032 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2289080-356180-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2289080-356180-0000`
Alternative APN	`38014020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Basement Area	694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 W MAIN ST
City	PALMYRA
State	PA
Zip	17078-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38014020
Jurisdiction	LEBANON PA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1068
Census Tract	3901

Owner

313 W Main St is owned and occupied by an individual who bought it in August 2020.

Source: Lebanon County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	313 W MAIN ST, PALMYRA, PA 17078-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Aug 6, 2020	Deed, Transfer · FHA Mortgage HOMESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Feb 14, 2007 · Amount on File
Deed Document Number	20209821
Deed Book / Page	2280 / 1109
Prior Transfer Date	Jun 1, 2006
Prior Transfer Doc	0020822970
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Recording Date	Oct 13, 2026
Property Address	313 W MAIN ST, PALMYRA, PA 17078-1505
Document Number	0000012815
Book / Page	2374 / 6179
Instrument Date	Oct 2, 2026
Instrument	202612815
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W MAIN ST, PALMYRA, PA 17078-1505

Mortgage

Document Number	0000012815,
Date	Oct 13, 2026
Book Page	2374/6179
Instrument	202612815

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LEBANON PA
Recording Date	Aug 6, 2020
Property Address	313 W MAIN ST, PALMYRA, PA 17078-1505
Document Number	0000009821
Book / Page	2280 / 1109
Instrument Date	Jul 31, 2020
Instrument	202009821
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W MAIN ST, PALMYRA, PA 17078-1505

Mortgage

Document Number	0000009822
Date	Aug 6, 2020
Instrument	202009822

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 313 W Main St was $4,032.

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
Municipality	Palmyra Borough
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,032.00	$139,300 Land $25,600 Building $113,700
2024	$3,516.00	$139,300 Land $25,600 Building $113,700
2013			$143,018 Land $26,283 Building $116,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 W Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Upward Broadband.

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