313 W Hayes Rd, Clever, MO 65631 Property Records

Christian County property record for 313 W Hayes Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-3-2-5.002`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-3-2-5.002`
Alternative APN	`09-0.4-20-003-002-005.002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath

Exterior

Lot Area	8,000 sqft
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	313 W HAYES RD
City	CLEVER
State	MO
Zip	65631-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HAYES & HODGES ADD TO CLEVER REPLAT OF LOTS 1-3 REPLAT OF LOTS 6 & 7 BLK 2
Legal Range	23
Legal Township	27
Legal Section	20
Legal Subdivision	HAYES & HODGES ADD
Legal Block	2
Legal Lot Number	3-7
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2020
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 W HAYES RD, CLEVER, MO 65631-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019
Deed Sale	Aug 1, 2019
Deed Document Number	2019009807
Deed Book / Page	2019 / 09807
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	313 W HAYES RD, CLEVER, MO 65631-9111
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W HAYES RD, CLEVER, MO 65631-9111

Mortgage

Document Number	0202311303
Date	Oct 17, 2023
Book Page	2023/11303
Instrument	2023L11451

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	313 W HAYES RD, CLEVER, MO 65631-9111
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W HAYES RD, CLEVER, MO 65631-9111

Mortgage

Document Number	0202121718
Date	Nov 30, 2021
Book Page	2021/21718
Instrument	2021L21917

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$30,270 (+6.43%)	$159,300 (+6.41%) Land $25,000 Building $134,300
2023	$28,440	$149,700 Land $25,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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