313 W Cooper St, Tipton, MO 65081 Property Records

Moniteau County property record for 313 W Cooper St, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1942
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$104,700 (Feb 2018)
Tax Bill	$455 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-440-0`

Property Details

APN / Parcel Number

Primary APN	`28-440-0`
Alternative APN	`08-5.0-16-004-004-013.000`

Interior

Building Area	1,640 sqft Adjusted Area
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-440-0
Street Address	313 W COOPER ST
City	TIPTON
State	MO
Zip	65081-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 FOWLER'S ADD TIPTON
Legal Range	17W
Legal Township	45N
Legal Section	16
Legal Subdivision	TIPTON CENTRAL
Legal Lot Number	20
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	1
Census Block	1147
Census Tract	385400

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 W COOPER ST, TIPTON, MO 65081-8216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 19, 2017	Special Warranty Deed, Transfer · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	2018399
Prior Transfer Date	Mar 17, 2010
Prior Transfer Doc	0020100521
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Feb 28, 2018
Property Address	313 W COOPER ST, TIPTON, MO 65081-8216
Document Number	0201800399
Map Reference	MB 1 PG 36
Instrument Date	Feb 28, 2018
Instrument	201800399
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W COOPER ST, TIPTON, MO 65081-8216

Mortgage

Document Number	0201800400
Date	Feb 28, 2018
Instrument	201800400

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Jul 19, 2017
Property Address	313 W COOPER ST, TIPTON, MO 65081-8216
Document Number	0020171477
Instrument Date	Jul 19, 2017
Instrument	20171477
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25025 HIGHWAY 87, CALIFORNIA, MO 65018-2904

Mortgage

Document Number	0020171478
Date	Jul 19, 2017
Instrument	20171478

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,240 (-)
2025	$455.00 (+9.9%)	$7,240 (-)	$38,100 (-) Land $6,400 Building $31,700
2023	$414.00	$7,240	$38,100 Land $6,400 Building $31,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON PWS serves 2,861 people · EPA ID MO3010791
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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