313 W 4th St, Whitefish, MT 59937 Property Records

Flathead County property record for 313 W 4th St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1947
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jan 2011)
Tax Bill	$2,284 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0781990`

Property Details

APN / Parcel Number

Primary APN	`R0781990`
Alternative APNs	`07-4292-36-2-28-06-0000` `0000785050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,303 sqft
Attic	Attic
Attic Area	414 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2000
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,608 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	12 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000785050
Street Address	313 W 4TH ST
City	WHITEFISH
State	MT
Zip	59937-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GOJENDES TR ADD 2 AMD L8&9 BLK2, S36, T31 N, R22 W, LOT 9A, ASSR #0000785050
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	GOJENDES TR ADD 2 AMD L8&9 BLK2
Legal Block	2
Legal Lot Number	9A
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 W 4TH ST, WHITEFISH, MT 59937-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR LLC
Dec 18, 2025	Intrafamily Transfer, Transfer
Dec 18, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2011 · Amount on File
Deed Sale	Jan 20, 2011 · Amount on File
Deed Document Number	20111456
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000027164
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 20, 2026
Property Address	313 W 4TH ST, WHITEFISH, MT 59937-3028
Document Number	0000010250
Instrument Date	May 13, 2026
Instrument	202610250
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	313 W 4TH ST, WHITEFISH, MT 59937-3028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010250,
Date	May 20, 2026
Instrument	202610250

Lender

Name	MORTGAGE CTR LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2025
Property Address	313 W 4TH ST, WHITEFISH, MT 59937-3028
Document Number	202500027163
Instrument Date	Dec 10, 2025
Instrument	202500027163
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 W 4TH ST, WHITEFISH, MT 59937-3028

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2025
Property Address	313 W 4TH ST, WHITEFISH, MT 59937-3028
Document Number	202500027164
Instrument Date	Nov 24, 2025
Instrument	202500027164
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 W 4TH ST, WHITEFISH, MT 59937-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5233 BONNEYDALE RD, VIRGINIA BEACH, VA 23464-5914

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,284.00 (-12.69%)	$748,000 (-)
2025	$2,616.00 (-45.33%)	$748,000 (+7.35%)	$748,000 (+7.35%) Land $360,804 Building $387,196
2023	$4,785.00	$696,800	$696,800 Land $306,743 Building $390,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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