313 W 3rd St, Neche, ND 58265 Property Records

Pembina County property record for 313 W 3rd St, Neche, ND 58265

Property Summary

Property Type	Single Family Home
Lot Size	0.351 acres (15,328 sqft)
Owner	Individual Name on File
Tax Bill	$1,825 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone A (high risk)
APN	`32-2470017`

Property Details

APN / Parcel Number

Primary APN	`32-2470017`

Exterior

Lot Area	15,328 sqft (0.351 acres)

Location & Zoning

Street Address	313 W 3RD ST
City	NECHE
State	ND
Zip	58265-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK. 2 KRUEGARS ADD.
Legal Subdivision	KRUEGARS ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	PEMBINA ND
Township / Civil Division	NECHE
Census Block Group	2
Census Block	2059
Census Tract	950100

Owner

Source: Pembina County records · APN 32-2470017

Assessment roll updated April 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 W 3RD ST, NECHE, ND 58265-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBINA ND
Property Address	313 W 3RD ST, NECHE, ND 58265-4115
Transaction Type	Mortgage
Record Updated	Jul 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	255416
Date	Jun 24, 2019
Instrument	255416

Lender

Name	CITIZENS STATE BANK MIDWEST
Type	Bank
Address	BEMIDJI, MN 56601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pembina County records · Assessment roll updated April 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	Neche City
Unified School District	North Border School District 100 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00 (-26.88%)	$135,338 (+23.9%) Land $802 Building $134,536	$270,676 (+23.9%) Land $1,603 Building $269,073
2023	$2,496.00	$109,228 Land $770 Building $108,458	$218,457 Land $1,541 Building $216,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	30 (1978–2022)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Apr 2022 · 2 claims Flooding, Jun 2011 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 21 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Polar Communication Mutual Aid Fiber	1,000 / 1,000

Based on FCC filings for 161 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NECHE serves 371 people
Water Source	Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.