Whiteside County property record for 313 W 2nd St, Prophetstown, IL 61277
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Aug 2026) |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1532482004 |
| Primary APN | 1532482004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|---|
| Lot Dimensions | 189 ft deep x 60 ft wide |
| Account Number | 123414 |
|---|---|
| Street Address | 313 W 2ND ST |
| City | PROPHETSTOWN |
| State | IL |
| Zip | 61277-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 60' N PT S PT FARM LOT 4 SEC 32 & SEC 33 TWP 20 RNG 5 14000X |
| Legal Range | 05E |
| Legal Township | 20N |
| Legal Section | 33 |
| Legal Lot Number | 4 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | PROPHETSTOWN |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 700 |
313 W 2nd St is owned and occupied by an individual who bought it in August 2026.
Source: Whiteside County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 W 2ND ST, PROPHETSTOWN, IL 61277-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 23, 2025 | Deed of Trust, Mortgage BLACKHAWK AREA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Dec 23, 2025 · Amount on File |
| Deed Document Number | 20264598 |
| Prior Transfer Date | Dec 15, 2008 |
| Prior Transfer Doc | 0000412009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Aug 25, 2026 |
| Property Address | 313 W 2ND ST, PROPHETSTOWN, IL 61277-1019 |
| Document Number | 0000004598 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20264598 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,391.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 W 2ND ST, PROPHETSTOWN, IL 61277-1019 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004599, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20264599 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 313 W 2ND ST, PROPHETSTOWN, IL 61277-1019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006584 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-06584 |
| Name | BLACKHAWK AREA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 313 W 2nd St was $3,442, up 13.8% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Prophetstown Township |
| Municipality | Prophetstown City |
| Unified School District | Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,442.00 (+13.79%) | $52,546 (+12.94%) Land $4,495 Building $48,051 | |
| 2024 | $3,025.00 | $46,526 Land $3,980 Building $42,546 | $157,638 (+12.94%) Land $13,485 Building $144,153 |
| 2023 | $139,578 Land $11,940 Building $127,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 313 W 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROPHETSTOWN serves 1,946 people · EPA ID IL1950400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Strada Communications Fiber | 1,000 / 1,000 |
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