313 W 16th St, Ada, OK 74820 Property Records

Pontotoc County property record for 313 W 16th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1930
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$74,500 (Jul 2020)
Tax Bill	$867 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11229`

Property Details

APN / Parcel Number

Primary APN	`11229`
Alternative APN	`0005-00-131-004-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	182 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	11229
Street Address	313 W 16TH ST
City	ADA
State	OK
Zip	74820-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 131 ORIGINAL - ADA
Legal Subdivision	ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block	131
Legal Lot Number	4
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4012
Census Tract	89300

Owner

313 W 16th St is owned and occupied by an individual who bought it in July 2020.

Source: Pontotoc County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	313 W 16TH ST, ADA, OK 74820-7605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	May 7, 1997 · Amount on File
Deed Document Number	20203559
Deed Book / Page	3411 / 162
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 7, 2020
Property Address	313 W 16TH ST, ADA, OK 74820-7605
Document Number	003411/162
Book / Page	3411 / 162
Instrument Date	Jul 6, 2020
Instrument	2020-003559
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W 16TH ST, ADA, OK 74820-7605

Mortgage

Document Number	2020003560
Date	Jul 7, 2020
Instrument	2020-003560

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 313 W 16th St was $867 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,587 (+2.78%) Land $1,140 Building $8,447	$79,892 (+2.77%) Land $9,500 Building $70,392
2025	$867.00 (+1.29%) Homeowner's exemption	$9,328 (+0.63%) Land $1,140 Building $8,188	$77,737 (-6.28%) Land $9,500 Building $68,237
2024	$856.00 (+3.76%) Homeowner's exemption	$9,270 (+3%) Land $968 Building $8,302	$82,946 (+10.59%) Land $9,500 Building $73,446
2023	$825.00 Homeowner's exemption	$9,000 Land $900 Building $8,100	$75,000 Land $7,500 Building $67,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 W 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 W 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20