Chesapeake City property record for 313 Vespasian Cir, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,183 sqft · built 2004 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $432,000 (Jun 2004) |
| Tax Bill | $6,663 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2017 Line of Credit + 1 more |
| APN | 0501003000110 |
| Primary APN | 0501003000110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,183 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Upper Floors Area | 775 sqft |
| Attic | Attic |
| Attic Area | 315 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 140 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 101 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 VESPASIAN CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 11 RAVENNA PH 1 |
| Legal Subdivision | RAVENNA & RAVENNA EAST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 VESPASIAN CIR, CHESAPEAKE, VA 23322-6970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Nov 6, 2017 | Deed of Trust, Mortgage · Line of Credit BEACH MUNICIPAL FEDERAL CREDIT UNION |
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on Record |
| Deed Sale | Jun 30, 2004 · Amount on Record |
| Deed Book / Page | 5535 / 252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 VESPASIAN CIR, CHESAPEAKE, VA 23322-6970 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 313 VESPASIAN CIR, CHESAPEAKE, VA 23322-6970 |
| Document Number | 10926/1020 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 10926/1020 |
| Instrument | 250029319 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 23, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.65% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 VESPASIAN CIR, CHESAPEAKE, VA 23322-6970 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 09852/1387 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 9852/1387 |
| Instrument | 170030787 |
| Name | BEACH MUNICIPAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 16, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 VESPASIAN CIR, CHESAPEAKE, VA 23322-6970 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | STRATFORD TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 10290/1272 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 10290/1272 |
| Instrument | 210001557 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,663.00 (+38.04%) | $659,700 (+8.02%) Land $185,000 Building $474,700 | $659,700 (+8.02%) Land $185,000 Building $474,700 |
| 2023 | $610,700 (+8.65%) Land $175,000 Building $435,700 | $610,700 (+8.65%) Land $175,000 Building $435,700 | |
| 2022 | $562,100 Land $150,000 Building $412,100 | $562,100 Land $150,000 Building $412,100 | |
| 2019 | $4,827.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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