313 Thomas Ter, Edwardsville, IL 62025 Property Records

Madison County property record for 313 Thomas Ter, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1950
Lot Size	0.793 acres (34,560 sqft)
Owner	Trust Name on File
Last Sale	$309,000 (May 2019)
Tax Bill	$8,253 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
APN	`14-2-15-12-04-405-024`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-12-04-405-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	34,560 sqft (0.793 acres)
Lot Dimensions	288 ft deep x 120 ft wide
Patio Area	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	313 THOMAS TER
City	EDWARDSVILLE
State	IL
Zip	62025-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNLAP LAKE SUBD LOT 102 103 120X288 S IRR
Legal Subdivision	DUNLAP LAKE SUBD
Legal Lot Number	102
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2001
Census Tract	403002

Owner

313 Thomas Ter is owner-occupied and held in a trust since May 2019.

Source: Madison County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	313 THOMAS TER, EDWARDSVILLE, IL 62025-2424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Deed Document Number	201916342
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	0000059404
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 30, 2019
Property Address	313 THOMAS TER, EDWARDSVILLE, IL 62025-2424
Document Number	0000016342
Instrument Date	May 28, 2019
Instrument	16342
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	909 RANDLE ST EDWARDSVILLE IL 620251450, EDWARDSVILLE, IL 62025-1450

Mortgage

Document Number	16343
Date	May 30, 2019
Instrument	16343

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 313 Thomas Ter was $8,253 with exemptions applied, up 2.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,253.00 (+2.1%)	$127,360 Land $32,550 Building $94,810	$382,080 Land $97,650 Building $284,430
2024	$8,083.00
2022	$6,647.00	$102,280 Land $26,140 Building $76,140	$307,147 Land $78,498 Building $228,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 313 Thomas Ter; there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Thomas Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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