Oakland County property record for 313 Thistle Ln, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,545 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Sep 2020) |
| Tax Bill | $7,097 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-201-037 |
| Primary APN | 88-20-16-201-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,545 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 313 THISTLE LN |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | T2N, R11E, SEC 16 THE GLENS AT CARLSON PARK NO 1 LOT 27 2-12-97 FR 200-027 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | GLENS AT CARLSON PARK #1 |
| Legal Lot Number | 2,27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 13, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2022 | Intrafamily Transfer, Transfer |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Sep 16, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Nov 12, 1997 · Amount on Record |
| Deed Document Number | 2020187238 |
| Deed Book / Page | 54832 / 655 |
| Last Transfer Date | Jul 26, 2022 |
| Transfer Doc | 0000421210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Document Number | 0000061256 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 55846/659 |
| Instrument | 61256 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Document Number | 0000243325 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 56990/331 |
| Instrument | 243325 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Sep 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 28, 2022 |
| Property Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Document Number | 0000421210 |
| Book / Page | 57989 / 244 |
| Map Reference | LB 253 PG 31 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 421210 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3076 GLOUCHESTER DR 73A, 73A, TROY, MI 48084-2724 |
| Document Number | 0000179273 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 54778/33 |
| Instrument | 179273 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 16, 2020 |
| Property Address | 313 THISTLE LN, TROY, MI 48098-4644 |
| Document Number | 0000187238 |
| Book / Page | 54832 / 655 |
| Map Reference | LB 253 PG 31 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 187238 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 THISTLE LN, 313, TROY, MI 48098-4644 |
| Name | Verified Name |
|---|---|
| Address | 313 THISTLE LN, TROY, MI 48098-4644 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,097.00 (-7.33%) | ||
| 2023 | $441,540 | ||
| 2022 | $7,658.00 | $220,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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