313 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 313 Terranova Blvd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2005
Lot Size	0.239 acres (10,389 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Sep 2026)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-14-687810-002530`

Property Details

APN / Parcel Number

Primary APN	`26-29-14-687810-002530`
Alternative APNs	`142926687810002530` `42926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,389 sqft (0.239 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Pool Type	Enclosed Pool
Porch	Patio
Porch Area	248 sqft

Location & Zoning

Street Address	313 TERRANOVA BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRANOVA PHASE IV PLAT BOOK 130 PGS 6 & 7 LOT 253
Legal Range	26E
Legal Township	29S
Legal Section	14
Legal Subdivision	TERRANOVA PHASE IV
Legal Phase	IV
Legal Tract	687810
Legal Block	4
Legal Lot Number	253
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4020
Census Tract	14501

Owner

313 Terranova Blvd is owner-occupied and held in a trust since September 2026.

Source: Polk County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer NATIONS TITLE, OS NATIONAL
Jul 20, 2026	Affidavit, Transfer
Jul 20, 2026	Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE
Jan 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage HORNETAP EQUITY PARTNERS LLC
Jan 11, 2019	Deed of Trust, Mortgage BYLINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Jul 20, 2026 · Amount on File
Deed Document Number	2026227325
Deed Book / Page	14160 / 6
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 18, 2026
Property Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number	0000227325
Book / Page	14160 / 6
Instrument Date	Sep 16, 2026
Instrument	2026227325
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NATIONS TITLE, OS NATIONAL

Transaction

Amount	Amount on Record
Tax	$254,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	POLK FL
Recording Date	Jul 20, 2026
Property Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number	0000171998
Book / Page	14081 / 321
Instrument Date	Jul 14, 2026
Instrument	2026171998
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2026
Property Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number	0000172000
Book / Page	14081 / 323
Instrument Date	Jul 10, 2026
Instrument	2026172000
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE

Transaction

Amount	Amount on Record
Tax	$255,651.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427

Mortgage

Document Number	0000006271
Date	Jan 10, 2023
Book Page	12545/2122
Instrument	2023006271

Lender

Name	HORNETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	313 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3427
Document Number	0107750242
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 TERRANOVA BLVD WINTER HAVEN FL 338843427, WINTER HAVEN, FL 33884-3427

Mortgage

Document Number	0107750242
Date	Mar 12, 2019
Book Page	010775/000242
Instrument	49230

Lender

Name	BYLINE BK
Address	SCHAUMBURG, IL 60173

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 313 Terranova Blvd was $2,778.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,242 (+2.7%)	$297,382 (-0.65%) Land $50,000 Building $247,382
2025	$2,778.00 Homeowner's exemption	$192,056	$299,323 Land $50,000 Building $249,323
2023	$2,613.00 (+3.12%) Homeowner's exemption	$181,207 (+3%)	$302,463 (+9.96%) Land $48,000 Building $254,463
2022	$2,534.00 Homeowner's exemption	$175,929	$275,067 Land $40,000 Building $235,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Terranova Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Terranova Blvd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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