313 Summit St, Lexington, VA 24450 Property Records

Lexington City property record for 313 Summit St, Lexington, VA 24450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,196 sqft · built 1963
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Jun 2018)
Tax Bill	$2,415 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30 3 E`

Property Details

APN / Parcel Number

Primary APN	`30 3 E`
Alternative APN	`2106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,196 sqft
Basement Area	1,486 sqft
Finished Basement	395 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Concrete
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Area	290 sqft
Driveway	Concrete Driveway
Porch	Slab
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2106
Street Address	313 SUMMIT ST
City	LEXINGTON
State	VA
Zip	24450-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	313 SUMMIT ST PLAT DB 276/16 INST #180001713
Legal Subdivision	D E BRADY
Jurisdiction	LEXINGTON CITY VA
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3023
Census Tract	930501

Owner

313 Summit St is owned and occupied by two individuals who bought it in June 2018.

Source: Lexington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 SUMMIT ST, LEXINGTON, VA 24450-2423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 21, 2018	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Deed Document Number	20181713
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON CITY VA
Property Address	313 SUMMIT ST, LEXINGTON, VA 24450-2423
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004036
Date	Oct 20, 2021
Instrument	210004036

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Interest

Rate	2.25%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Jun 21, 2018
Property Address	313 SUMMIT ST, LEXINGTON, VA 24450-2423
Document Number	180001713
Map Reference	DD 276 PG 16
Instrument Date	May 4, 2018
Instrument	180001713
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 SUMMIT ST, LEXINGTON, VA 24450-2423

Mortgage

Document Number	180001714
Date	Jun 21, 2018
Instrument	180001714

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 313 Summit St was $2,415.

Source: Lexington City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lexington City
Elementary School District	Lexington City Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,415.00	$342,500 (+45.5%) Land $35,000 Building $307,500	$342,500 Land $35,000 Building $307,500
2025		$235,400 Land $35,000 Building $200,400
2023		$235,425 Land $35,000 Building $200,425	$235,425 (+0.01%) Land $35,000 Building $200,425
2022			$235,400 Land $35,000 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEXINGTON serves 7,500 people · EPA ID VA2678375
Water Source	Purchased surface water from MAURY SERVICE AUTHORITY
Last State Inspection	Dec 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: BARC Connects.

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