St. Charles County property record for 313 Sturbridge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,550 sqft · built 2015 |
| Lot Size | 0.382 acres (16,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,974 (Sep 2015) |
| Tax Bill | $8,164 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T160800008 |
| Primary APN | T160800008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,550 sqft Living Area |
| Basement Area | 2,550 sqft |
| Finished Basement | 2,040 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 16,683 sqft (0.382 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T160800008 |
|---|---|
| Street Address | 313 STURBRIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTS AT TALBRIDGE #1 LOT 4 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | ESTS AT TALBRIDGE #1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 311003 |
313 Sturbridge Dr is owned and occupied by two individuals who bought it in September 2015.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on File |
| Deed Sale | Sep 30, 2015 · Amount on File |
| Deed Document Number | 0000064281 |
| Deed Book / Page | 6428 / 0001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 313 STURBRIDGE DR, SAINT CHARLES, MO 63303-1607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0073161108 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 7316/1108 |
| Instrument | 20200609000387850 |
| Name | HOMESITE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | UTICA, MI 48315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 313 Sturbridge Dr was $8,164.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,164.00 | $142,408 | $749,518 Land $141,428 Building $608,090 |
| 2023 | $124,016 | ||
| 2022 | $652,718 Land $90,000 Building $562,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 313 Sturbridge Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (2003–2022) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Sturbridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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