Catoosa County property record for 313 Stonecrest Cir, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,661 sqft · built 1992 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Apr 2025) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040B048 |
| Primary APN | 0040B048 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,661 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 153 ft deep x 127 ft wide |
| Garage Area | 690 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20620 |
|---|---|
| Street Address | 313 STONECREST CIR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 48 STONECREST SUB UNIT 3 PB 14 PG 12 |
| Legal Subdivision | STONECREST |
| Legal Lot Number | 48 |
| Legal Unit | 3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30305 |
Source: Catoosa County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Apr 21, 2026 | Quit Claim Deed, Transfer · VA Mortgage LOAN DEPOT |
| Apr 25, 2025 | Warranty Deed, Transfer · FHA Mortgage LOAN DEPOT COM |
| Sep 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Sep 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Prior Sale | Mar 10, 2025 |
| Deed Document Number | 20252713 |
| Deed Book / Page | 2381 / 687 |
| Prior Transfer Date | Mar 3, 2025 |
| Prior Transfer Doc | 0023730017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0023590000000758 |
|---|---|
| Date | Dec 3, 2024 |
| Book Page | 0000002359/0000000758 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 21, 2026 |
| Property Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0024430001 |
| Book / Page | 2443 / 1 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 2443000003, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2443/3 |
| Name | LOAN DEPOT |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 25, 2025 |
| Property Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0023810687 |
| Book / Page | 2381 / 687 |
| Instrument Date | Apr 22, 2025 |
| Instrument | D2025-002713 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | D2025002714 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | D2025-002714 |
| Name | LOAN DEPOT COM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 6, 2022 |
| Property Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0022420685 |
| Book / Page | 2242 / 685 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022-002177 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0022420000000687 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 0000002242/0000000687 |
| Instrument | 007569 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 6, 2022 |
| Property Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0022420685 |
| Book / Page | 2242 / 685 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022-002177 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 STONECREST CIR, RINGGOLD, GA 30736-2909 |
| Document Number | 0000007569 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 007569 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Type Change Date | Oct 1, 2020 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 (-5.84%) | $132,474 (+5.77%) Land $14,000 Building $118,474 | $331,184 (+5.77%) Land $35,000 Building $296,184 |
| 2024 | $2,671.00 (+32.62%) | $125,250 (+28.94%) Land $14,000 Building $111,250 | $313,124 (+28.94%) Land $35,000 Building $278,124 |
| 2023 | $2,014.00 (+26.91%) | $97,140 (+37.02%) Land $12,000 Building $85,140 | $242,850 (+37.02%) Land $30,000 Building $212,850 |
| 2022 | $1,587.00 | $70,893 Land $12,000 Building $58,893 | $177,232 Land $30,000 Building $147,232 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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