313 Sterling Dr, Oregon, WI 53575 Property Records

Dane County property record for 313 Sterling Dr, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,142 sqft · built 1966
Lot Size	0.335 acres (14,636 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Oct 2020)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0509-123-0328-9`

Property Details

APN / Parcel Number

Primary APN	`0509-123-0328-9`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	50 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Wood
Lot Area	14,636 sqft (0.335 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	313 STERLING DR
City	OREGON
State	WI
Zip	53575-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWCREST SECOND ADDN LOT 48
Legal Range	09
Legal Township	05
Legal Section	12
Legal Subdivision	MEADOWCREST SECOND ADD
Legal Block	3
Legal Lot Number	48
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1007
Census Tract	12501

Owner

313 Sterling Dr is owned and occupied by an individual who bought it in October 2020.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	313 STERLING DR, OREGON, WI 53575-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Document Number	5653826
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	313 STERLING DR, OREGON, WI 53575-1633
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005703580
Date	Mar 10, 2021
Instrument	5703580

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	313 STERLING DR, OREGON, WI 53575-1633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005566521
Date	Mar 2, 2020
Instrument	5566521

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Oct 26, 2020
Property Address	313 STERLING DR, OREGON, WI 53575-1633
Document Number	0005653826
Instrument Date	Oct 23, 2020
Instrument	5653826
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 STERLING DR, OREGON, WI 53575-1633

Mortgage

Document Number	0005653827
Date	Oct 26, 2020
Instrument	5653827

Lender

Name	UNIVERSITY OF WISCONSIN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	313 STERLING DR, OREGON, WI 53575-1633
Document Number	0005579321
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 STERLING DR OREGON WI 535751633, OREGON, WI 53575-1633

Mortgage

Document Number	0005579321
Date	Apr 20, 2020
Instrument	5579321

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	313 STERLING DR, OREGON, WI 53575-1633
Document Number	0005530726
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 STERLING DR OREGON WI 535751633, OREGON, WI 53575-1633

Mortgage

Document Number	0005530726
Date	Oct 14, 2019
Instrument	5530726

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 313 Sterling Dr was $6,120 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,120.00 Homeowner's exemption	$426,400 Land $59,600 Building $366,800	$409,100
2023		$352,800 Land $56,000 Building $296,800	$362,300
2022	$5,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Sterling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Sterling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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