313 Spruce St, Windber, PA 15963 Property Records

Somerset County property record for 313 Spruce St, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,956 sqft · built 1945
Lot Size	0.386 acres (16,814 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (May 2019)
Tax Bill	$2,083 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage Apr 2015 Transfer
Flood Zone	Zone X (minimal risk)
APN	`S34-041-089-002`

Property Details

APN / Parcel Number

Primary APN	`S34-041-089-002`
Alternative APN	`342036800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Material	Asbestos
Lot Area	16,814 sqft (0.386 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	342036800
Street Address	313 SPRUCE ST
City	WINDBER
State	PA
Zip	15963-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.386 A 1 1/2 STY ST HO GAR PAVILION
Jurisdiction	SOMERSET PA
Township / Civil Division	PAINT
Census Block Group	2
Census Block	2008
Census Tract	20200

Owner

313 Spruce St is owned and occupied by an individual who bought it in May 2019.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	313 SPRUCE ST, WINDBER, PA 15963-2524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed, Transfer · Conventional Mortgage SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Apr 22, 2015	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	20193132
Deed Book / Page	2750 / 393
Record Updated	Sep 20, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	May 13, 2019
Property Address	313 SPRUCE ST, WINDBER, PA 15963-2524
Document Number	02750/0393
Book / Page	2750 / 0393
Instrument Date	May 3, 2019
Instrument	2019003132
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SPRUCE ST, WINDBER, PA 15963-2524

Mortgage

Document Number	2019003133
Date	May 13, 2019
Instrument	2019003133

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET PA
Recording Date	Apr 22, 2015
Property Address	313 SPRUCE ST, WINDBER, PA 15963-2524
Document Number	02510/0112
Book / Page	2510 / 0112
Map Reference	DD801 PG760
Instrument Date	Apr 20, 2015
Instrument	2015002786
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SPRUCE ST, WINDBER, PA 15963-2524

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Paint Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$36,300
2024	$2,083.00 (+6.77%)	$36,300 (-)
2023	$1,951.00	$36,300
1998			$72,590 Land $7,090 Building $65,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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