313 South St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 313 South St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,232 sqft · built 2023
Lot Size	0.205 acres (8,947 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Jun 2026)
Tax Bill	$13,084 (2026)
Deeds & Mortgages	Sep 2024 Refinance Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:004.0-0000-0071.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:004.0-0000-0071.0`
Alternative APNs	`M:004.0=0000=0071.0` `40000000270` `40000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	4,351 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,947 sqft (0.205 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	40000000270
Street Address	313 SOUTH ST
City	READING
State	MA
Zip	01867-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	313 SOUTH ST, READING, MA 01867-3942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Nov 28, 2023	Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	202665083
Deed Book / Page	85685 / 40
Prior Transfer Date	May 11, 2026
Prior Transfer Doc	0085685-40
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	313 SOUTH ST, READING, MA 01867-3942
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0083277-71
Date	Sep 25, 2024
Book Page	83277/71
Instrument	108510

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 2, 2026
Property Address	313 SOUTH ST, READING, MA 01867-3942
Document Number	0085685-40
Book / Page	85685 / 40
Instrument Date	May 11, 2026
Instrument	202665083
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 SOUTH ST, READING, MA 01867-3942

Mortgage

Date	Jun 2, 2026

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	READING MA
Recording Date	Nov 28, 2023
Property Address	313 SOUTH ST, READING, MA 01867-3942
Document Number	082251-409
Book / Page	82251 / 409
Instrument Date	Nov 22, 2023
Instrument	135532
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SOUTH ST, READING, MA 01867-3942
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135533
Date	Nov 28, 2023
Instrument	135533

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,084.00 (+1.5%)	$1,193,800 (+5.48%) Land $504,300 Building $683,800	$1,097,900 (-19.5%)
2025	$12,891.00 (+62.23%)	$1,131,800 (+66.93%) Land $478,000 Building $653,800	$1,363,820 (+64.29%)
2024	$7,946.00 (+3.14%)	$678,000 (+10.8%) Land $459,200 Building $218,800	$830,110
2023	$7,704.00	$611,900 Land $414,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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