313 Sedgewood Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 313 Sedgewood Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,189 sqft · built 1992
Lot Size0.666 acres (29,011 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Nov 2022)
Tax Bill$4,618 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2020 Refinance
+ 3 more
APN0369001000710

Property Details

APN / Parcel Number

Primary APN0369001000710

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,189 sqft Living Area
1st Floor Area874 sqft
Upper Floors Area874 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,011 sqft (0.666 acres)
Lot Dimensions159 ft deep x 30 ft wide
Garage TypeAttached
Garage Area176 sqft

Exterior Amenities

PorchSlab
Porch Area38 sqft
Deck Area431 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address313 SEDGEWOOD CT
CityCHESAPEAKE
StateVA
Zip23320-9273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description71 RIVER WALK SEC LM-1 PH TWO
Legal SubdivisionRIVERWALK - 1,3,9
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2000
Census Tract20908

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
Nov 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC UNION BANK
Jul 23, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NATIONAL ASSOCIATION
Feb 28, 2020Warranty Deed, Transfer · VA Mortgage
ATLANTIC UNION BANK
Sep 19, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleFeb 28, 2020 · Amount on Record
Prior Transfer DateSep 10, 2018
Prior Transfer Doc9953/266
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 18, 2022
Property Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273
Document Number010619/164
Book / Page10619 / 164
Instrument DateNov 3, 2022
Instrument220034471
Transaction TypeTransfer
Record UpdatedDec 7, 2022
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273

Mortgage

Document Number0220034472
DateNov 18, 2022
Instrument220034472
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010257/958
DateNov 17, 2020
Book Page10257/958
Instrument200043061
Lender
NameATLANTIC UNION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009936/505
DateJul 23, 2018
Book Page9936/505
Instrument180019474
Lender
NamePNC BANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 28, 2020
Property Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273
Document Number10118/1141
Book / Page10118 / 1141
Instrument DateFeb 24, 2020
Instrument200006457
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyTRUE NORTH TITLE, TRUENORTH TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273

Mortgage

Document Number200006458
DateFeb 28, 2020
Instrument200006458
Lender
NameATLANTIC UNION BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 19, 2018
Property Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273
Document Number9953/266
Book / Page9953 / 266
Instrument DateSep 10, 2018
Instrument180025106
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SEDGEWOOD CT, CHESAPEAKE, VA 23320-9273

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,618.00 (+5.51%)$457,200 (+11.57%) Land $160,000 Building $297,200$457,200 (+11.57%) Land $160,000 Building $297,200
2024$4,377.00 (+40.42%)
2023$409,800 (+10.79%) Land $140,000 Building $269,800$409,800 (+10.79%) Land $140,000 Building $269,800
2022$369,900 Land $135,000 Building $234,900$369,900 Land $135,000 Building $234,900
2019$3,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 236 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies360 units insured
incl. 124 condo units
Nearby Flood Claims50 (2003–2021)
Most Recent ClaimAug 2021 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 21 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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