313 Sanborn Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 313 Sanborn Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,184 sqft · built 1910
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Aug 2008)
Tax Bill	$2,264 (2024)
Deeds & Mortgages	Jul 2006 Mortgage Feb 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-231-007`

Property Details

APN / Parcel Number

Primary APN	`17-15-231-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,184 sqft Total Area
Basement Area	320 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 SANBORN AVE
City	BIG RAPIDS
State	MI
Zip	49307-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000313 SANBORN AVENUE: ASSESSOR'S PLAT #1 -- BLK 7, LOT 3
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	7
Legal Lot Number	3
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2009
Census Tract	960600

Owner

Source: Mecosta County records, as of July 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	208 EAGLE POINTE DR, CHAPIN, SC 29036-9261
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2006	Deed of Trust, Mortgage · Balloon Mortgage THE HUNTINGTON NATIONAL BANK
Feb 23, 2005	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Sep 15, 2005	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Dec 8, 2006	Warranty Deed, Transfer · ARM GENERAL MILLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2008 · Amount on Record
Deed Sale	Aug 13, 2008 · Amount on Record
Prior Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	20086486
Deed Book / Page	779 / 1068
Last Transfer Date	Jan 16, 2012
Transfer Doc	817/2483
Record Updated	Sep 20, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SURVIVOR TITLE, SURVEYORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00751/0561
Date	Jul 26, 2006
Book Page	751/0561
Instrument	200600006987

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Feb 1, 2008

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00727/1032
Date	Feb 23, 2005
Book Page	727/1032
Instrument	200500001583

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2035

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00737/1163
Date	Sep 15, 2005
Book Page	737/1163
Instrument	200500009256

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	2361 MORSE RD, COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 10, 2035

Interest

Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 19, 2018
Property Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739
Document Number	891/1629
Book / Page	891 / 1629
Map Reference	LB2 PG110
Instrument Date	Sep 14, 2018
Instrument	201800007225
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 CHESTNUT ST, 604, BIG RAPIDS, MI 49307-2414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18926 195TH AVE, BIG RAPIDS, MI 49307-8915

Mortgage

Document Number	201800007226
Date	Sep 19, 2018
Instrument	201800007226

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 8, 2006
Property Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739
Document Number	00757/1053
Book / Page	757 / 1053
Instrument Date	Dec 7, 2006
Instrument	200600011781
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	MECOSTA COUNTY ABSTRACT & TI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$842.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SANBORN AVE, BIG RAPIDS, MI 49307-1739

Mortgage

Document Number	200600011782
Date	Dec 8, 2006
Instrument	200600011782

Lender

Name	GENERAL MILLS FCU

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.8%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,500 (+27.29%)	$125,000 (+27.29%)
2024	$2,264.00
2023		$49,100	$98,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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