313 S Summit Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 313 S Summit Ave, Charlotte, NC 28208

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,638 sqft · built 1935
Lot Size	0.233 acres (10,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2017)
Tax Bill	$4,477 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073-231-04`

Property Details

APN / Parcel Number

Primary APN	`073-231-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Heated Area
Gross Area	3,512 sqft
1st Floor Area	1,638 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,170 sqft (0.233 acres)
Porch	Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	073-231-04
Street Address	313 S SUMMIT AVE
City	CHARLOTTE
State	NC
Zip	28208-4521
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	I-1
Legal Description	L4 B3 M332-254
Legal Subdivision	WESLEY HEIGHTS
Legal Block	3
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2029
Census Tract	4102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wesley Heights Historic District listed 1995 · 335 contributing resources · NRIS 95001397

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2127 THE PLZ, CHARLOTTE, NC 28205-3033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIRECT HM LNS
Jul 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Prior Sale	Feb 23, 2010 · Amount on Record
Deed Document Number	0000022552
Deed Book / Page	31582 / 734
Last Transfer Date	Jul 2, 2019
Transfer Doc	0000083220
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	313 S SUMMIT AVE, CHARLOTTE, NC 28208-4521
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000230832
Date	Dec 7, 2021
Book Page	36843/32
Instrument	2021230832

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	313 S SUMMIT AVE, CHARLOTTE, NC 28208-4521
Document Number	0000105748
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S SUMMIT AVE CHARLOTTE NC 282084521, CHARLOTTE, NC 28208-4521

Mortgage

Document Number	0000105748
Date	Aug 15, 2019
Book Page	033759/000664
Instrument	105748

Lender

Name	DIRECT HM LNS
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 2, 2019
Property Address	313 S SUMMIT AVE, CHARLOTTE, NC 28208-4521
Document Number	0000083220
Book / Page	033640 / 000048
Instrument Date	Jun 30, 2019
Instrument	83220
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2127 THE PLAZA CHARLOTTE NC 282053033, CHARLOTTE, NC 28205-3033

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 22, 2017
Property Address	313 S SUMMIT AVE, CHARLOTTE, NC 28208-4521
Document Number	0000022552
Book / Page	31582 / 734
Map Reference	MB332 PG254
Instrument Date	Feb 22, 2017
Instrument	2017022552
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Not Readable on Document
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 S SUMMIT AVE, 313, CHARLOTTE, NC 28208-4521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 THE PLZ, CHARLOTTE, NC 28205-3033

Mortgage

Document Number	0000022553
Date	Feb 22, 2017
Instrument	2017022553

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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