313 S Main St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 313 S Main St, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,149 sqft · built 2012
Lot Size0.73 acres (31,808 sqft)
OwnerIndividual Name on Record
Last Sale$785,000 (Sep 2014)
Tax Bill$16,185 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APNANDO M:00079 B:00028 L:0000B

Property Details

APN / Parcel Number

Primary APNANDO M:00079 B:00028 L:0000B

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,149 sqft Living Area
Gross Area7,359 sqft
Basement Area1,964 sqft
Unfinished Basement1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,808 sqft (0.73 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address313 S MAIN ST
CityANDOVER
StateMA
Zip01810-4922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionELIZABETH TERLIZZI
Legal Block28
Legal Lot NumberB
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group1
Census Block1027
Census Tract254301

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address313 S MAIN ST, ANDOVER, MA 01810-4922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2014 · Amount on Record
Deed SaleSep 19, 2014 · Amount on Record
Prior SaleMay 10, 2013 · Amount on Record
Deed Book / Page13983 / 81
Transfer Doc0012992-83
Record UpdatedOct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateOct 15, 2019
Property Address313 S MAIN ST, ANDOVER, MA 01810-4922
Document Number16038-32
Book / Page16038 / 32
Instrument DateMar 1, 2019
Instrument25466
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16038-35
DateOct 15, 2019
Book Page16038/35
Instrument25467
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,185.00 (+1.14%)$1,295,800 (+4.3%) Land $420,400 Building $875,400$1,394,885
2024$16,002.00 (+3.17%)$1,242,400 (+9.41%) Land $415,600 Building $826,800
2023$15,511.00$1,135,500 Land $384,700 Building $750,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1987–2010)
Claims Outside the SFHA2 of 6
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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