313 S Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 313 S Cedar St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 2021
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$144,000 (May 2024)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	May 2023 Construction Loan Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20457`

Property Details

APN / Parcel Number

Primary APN	`20457`
Alternative APN	`5640-00-004-007-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	238 sqft
Carport	Carport
Carport Area	238 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20457
Street Address	313 S CEDAR ST
City	COMMERCE
State	OK
Zip	74339-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7, BLK 4 ELLIOTT 2
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	ELLIOTT
Legal Block	4
Legal Lot Number	7
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2033
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2727 E 32ND ST, 6, JOPLIN, MO 64804-3147
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CORNER STONE BANK
Apr 14, 2022	Quit Claim Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C
Mar 7, 2022	Warranty Deed, Transfer
Oct 26, 2021	Public Action, Foreclosure
Jun 13, 2019	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Apr 14, 2022
Deed Document Number	20241903
Deed Book / Page	1206 / 220
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	001159/266
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	313 S CEDAR ST, COMMERCE, OK 74339-2650
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12424 FALCON RD, NEOSHO, MO 64850-8263

Mortgage

Document Number	001183/439
Date	May 15, 2023
Book Page	1183/439
Instrument	I-2023-002180

Lender

Name	THE CORNER STONE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2024

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 14, 2022
Property Address	313 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001159/266
Book / Page	1159 / 266
Instrument Date	Apr 13, 2022
Instrument	I-2022-001923
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 847, RACINE, MO 64858-0847

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 7, 2022
Property Address	313 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001156/216
Book / Page	1156 / 216
Instrument Date	Mar 3, 2022
Instrument	I-2022-001169
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Tax	$4.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 E 32ND ST STE 6, 6, JOPLIN, MO 64804-3147

October 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OTTAWA OK
Recording Date	Oct 26, 2021
Property Address	313 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001146/646
Book / Page	1146 / 646
Instrument Date	Oct 19, 2021
Instrument	2021-005402
Transaction Type	Foreclosure
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 WEA DR, MIAMI, OK 74354-4449
Investor	Possibly a Property Investor

June 2019: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OTTAWA OK
Recording Date	Jun 13, 2019
Property Address	313 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001092/157
Book / Page	1092 / 157
Instrument Date	Jun 10, 2019
Instrument	2019-002436
Transaction Type	Foreclosure
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,470 (+3.21%) Land $171 Building $15,299	$135,698 (+3.21%) Land $1,500 Building $134,198
2025	$1,454.00 (+0.9%)	$14,989 (+449.85%) Land $171 Building $14,818	$131,480 (+449.78%) Land $1,500 Building $129,980
2024	$1,441.00 (+488.16%)	$2,726 (-) Land $171 Building $2,555	$23,915 (-) Land $1,500 Building $22,415
2023	$245.00 (-1.61%)	$2,726 (-) Land $171 Building $2,555	$23,915 (-) Land $1,500 Building $22,415
2022	$249.00	$2,726 Land $171 Building $2,555	$23,915 Land $1,500 Building $22,415

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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